First Technology Federal Credit Union
Headquarters
Po Box 2100
Beaverton, OR 97075
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2024 Overview
General Credit Union Information
First Technology is an NCUA insured institution located in Beaverton, OR. It was founded in 1952 and has approximately $2323.79 millions in assets.
Who can join?
If you meet one of the following membership requirements, you’re eligible for First Tech membership.
Work
for a high tech or telecom sponsor company
for the State of Oregon
in Lane County, Oregon
Live
In Lane County Oregon
Be
An immediate family member of a First Tech member, regardless of where you live
A member of the Financial Fitness Association (You can enroll today!)
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 68281 |
| Date Established | 1952 |
| Assets | $2,323.79 million |
| Loans | $1,266.35 million |
| Deposits | $1,949.83 million |
| Capital | $194.70 million |
Field of Membership Restrictions
Membership in First Technology Federal Credit Union is open to members of the Financial Fitness Association (join for $8 yearly fee) or the Computer History Museum ($15 yearly fee). Membership is also open to those who live and work in Lane County in Oregon and for those who work for a high tech or telecom company, or the state of Oregon.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for First Technology
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Technology
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 3029 |
7.106% | 6.990% | 0.63 | $3,929 | $2,127 | Learn More |
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to First Technology
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are First Technology branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FIRST TECHNOLOGY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Technology Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Technology. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Technology | U.S. Average |
|---|---|
| 8.27% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, First Technology had $13,481,686 in non-current loans and $3,551,764 in owned assets. To cover these potential losses it had $194,702,421 in net worth and $11,303,482 in loans loss reserves. That gives it a Texas Ratio of 8.27%.
Net Worth
| First Technology | U.S. Average |
|---|---|
| 8.37% | 13.62% |
First Technology FCU has a net worth of 8.37% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Technology
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