FIRSTLIGHT

9983 Kenworthy St
El Paso, TX 79924

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 10174
Date Established 1955
Assets $1,069.14 million
Loans $876.89 million
Deposits $964.05 million
Capital $92.91 million

Firstlight is an NCUA insured institution located in El Paso, TX. It was founded in 1955 and has approximately $1069.14 millions in assets.

Who can join?

Military and civilian personnel of the United States Government who work at or are assigned or attached to Fort Bliss, Texas, Biggs Army Airfield or William Beaumont General Hospital at Fort Bliss, Texas;

Active duty and reserve personnel assigned to 900th Quartermaster Petroleum Company (supply)(Type B), El Paso, Texas

Active duty and reserve personnel assigned to Headquarters Company 383RD Petroleum Battalion (operating), El Paso, Texas;

Active duty and reserve personnel assigned to the 263re S&S Company, El Paso, Texas;

Active duty and reserve personnel assigned to the 5035th Garrison Unit, El Paso, Texas;

Active duty and reserve personnel assigned to Naval and Marine Corps Reserve Center, El Paso, Texas;

Members of the 203rd Security Police Flight Air National Guard Units, El Paso, Texas;

Military personnel of foreign governments while assigned to Fort Bliss, Texas;

Members of this credit union who are stationed at military bases overseas and retain their membership in this credit union;

Staff and faculty of the Boards of Education who work in the public schools of Dona Ana and Sierra Counties, New Mexico;

Staff and faculty of New Mexico State University who are paid or supervised from Las Cruces, New Mexico;

Members of the Las Cruces Retired Teachers Association who qualify for membership in accordance with its constitution and bylaws as of the date of its addition to this field of membership;

Persons retired as pensioners or annuitants from the above employment

Retired members of the armed forces of the U. S. Government who utilize the facilities of Fort Bliss or the William Beaumont General Hospital

Widows or widowers of deceased members of the U.S. Government Armed Forces (active or retired) who utilize the facilities of Fort Bliss or William Beaumont General Hospital

Employees of this credit union and members of their immediate families, which include parents, grandparents, brother, sister, children, grandchildren and their spouses.

Persons who live, work or worship in, and businesses and other legal entities located in the low-income community of Dona Ana County, New Mexico;

Persons who live, work or worship in, or attend school in, and businesses and other legal entities located in the underserved area of El Paso, County, Texas;(11/16/01)

Members of their immediate families, which include parents, grandparents, brother, sister, children, grandchildren and their spouses.

Registered students at New Mexico State University and the Dona Ana Branch Community College who are enrolled at the main campus at University Park, New Mexico;

Registered students in the Las Cruces School District No. 2 public schools and Gadsden Independent School District; and organizations of such persons;

Volunteers of the above named entities;

Spouses of persons who died while within the field of membership of this credit union; and organizations of such persons

Field of Membership Restrictions

Membership in Firstlight Federal Credit Union is open to those who live, work, or worship in El Paso County, Doña Ana County or the Fort Bliss community.

Deposit Rates - January 20, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 $9,999 Learn MoreShow Less
Money Market
0.50% $10,000 $24,999 Learn MoreShow Less
Money Market
0.60% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.02% $500 $24,999 Learn MoreShow Less
Special: 24 Mo FIRA
2.30% $500 $24,999 Learn MoreShow Less
Special: 24 Mo FIRA
2.36% $25,000 $49,999 Learn MoreShow Less
Special: 24 Mo FIRA
2.46% $50,000 $99,999 Learn MoreShow Less
Special: 24 Mo FIRA
2.51% $100,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.70% $500 $24,999 Learn MoreShow Less
3 Mo CD
0.85% $100,000 - Learn MoreShow Less
0.95% $500 $24,999 Learn MoreShow Less
6 Mo CD
1.11% $100,000 - Learn MoreShow Less
2.02% $500 $24,999 Learn MoreShow Less
12 Mo CD
2.32% $100,000 - Learn MoreShow Less
2.20% $500 $24,999 Learn MoreShow Less
18 Mo CD
2.36% $100,000 - Learn MoreShow Less
Special: 24 Mo CD
2.30% $500 $24,999 Learn MoreShow Less
2.30% $500 $24,999 Learn MoreShow Less
Special: 24 Mo CD
2.36% $25,000 $49,999 Learn MoreShow Less
Special: 24 Mo CD
2.46% $50,000 $99,999 Learn MoreShow Less
Special: 24 Mo CD
2.51% $100,000 - Learn MoreShow Less
24 Mo CD
2.51% $100,000 - Learn MoreShow Less
2.25% $500 $24,999 Learn MoreShow Less
30 Mo CD
2.41% $100,000 - Learn MoreShow Less
2.36% $500 $24,999 Learn MoreShow Less
36 Mo CD
2.50% $100,000 - Learn MoreShow Less
2.43% $500 $24,999 Learn MoreShow Less
48 Mo CD
2.63% $100,000 - Learn MoreShow Less
2.75% $500 $24,999 Learn MoreShow Less
60 Mo CD
2.90% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $4,999 Learn MoreShow Less

Loan Rates - January 20, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FIRSTLIGHT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Vantage Mortgage Group, Inc.
NMLS ID: 35986
License#: 35986
4.532% 4.500% 0.00 $993 $1,267 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to FIRSTLIGHT
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Firstlight branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Firstlight Locations

Financial Details

Firstlight Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Firstlight. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Firstlight U.S. Average
6.71% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Firstlight had $6,212,888 in non-current loans and $552,354 in owned assets. To cover these potential losses it had $92,908,048 in net worth and $7,927,516 in loans loss reserves. That gives it a Texas Ratio of 6.71%.

Net Worth
Firstlight U.S. Average
8.68% 13.21%

Firstlight FCU has a net worth of 8.68% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of FIRSTLIGHT and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.