Firstlight is an NCUA insured institution located in El Paso, TX. It was founded in 1955 and has approximately $1284.33 millions in assets.
Who can join?
Military and civilian personnel of the United States Government who work at or are assigned or attached to Fort Bliss, Texas, Biggs Army Airfield or William Beaumont General Hospital at Fort Bliss, Texas;
Active duty and reserve personnel assigned to 900th Quartermaster Petroleum Company (supply)(Type B), El Paso, Texas
Active duty and reserve personnel assigned to Headquarters Company 383RD Petroleum Battalion (operating), El Paso, Texas;
Active duty and reserve personnel assigned to the 263re S&S Company, El Paso, Texas;
Active duty and reserve personnel assigned to the 5035th Garrison Unit, El Paso, Texas;
Active duty and reserve personnel assigned to Naval and Marine Corps Reserve Center, El Paso, Texas;
Members of the 203rd Security Police Flight Air National Guard Units, El Paso, Texas;
Military personnel of foreign governments while assigned to Fort Bliss, Texas;
Members of this credit union who are stationed at military bases overseas and retain their membership in this credit union;
Staff and faculty of the Boards of Education who work in the public schools of Dona Ana and Sierra Counties, New Mexico;
Staff and faculty of New Mexico State University who are paid or supervised from Las Cruces, New Mexico;
Members of the Las Cruces Retired Teachers Association who qualify for membership in accordance with its constitution and bylaws as of the date of its addition to this field of membership;
Persons retired as pensioners or annuitants from the above employment
Retired members of the armed forces of the U. S. Government who utilize the facilities of Fort Bliss or the William Beaumont General Hospital
Widows or widowers of deceased members of the U.S. Government Armed Forces (active or retired) who utilize the facilities of Fort Bliss or William Beaumont General Hospital
Employees of this credit union and members of their immediate families, which include parents, grandparents, brother, sister, children, grandchildren and their spouses.
Persons who live, work or worship in, and businesses and other legal entities located in the low-income community of Dona Ana County, New Mexico;
Persons who live, work or worship in, or attend school in, and businesses and other legal entities located in the underserved area of El Paso, County, Texas;(11/16/01)
Members of their immediate families, which include parents, grandparents, brother, sister, children, grandchildren and their spouses.
Registered students at New Mexico State University and the Dona Ana Branch Community College who are enrolled at the main campus at University Park, New Mexico;
Registered students in the Las Cruces School District No. 2 public schools and Gadsden Independent School District; and organizations of such persons;
Volunteers of the above named entities;
Spouses of persons who died while within the field of membership of this credit union; and organizations of such persons
NCUA Insured | Yes |
Charter Number # | # 10174 |
Date Established | 1955 |
Assets | $1,284.33 million |
Loans | $947.20 million |
Deposits | $1,158.97 million |
Capital | $110.46 million |
Your Current Location: Connecticut, CT 06828
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.25% | $2,500 | $4,999 |
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Money Market
|
0.30% | $2,500 | $2,999 |
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|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
Money Market
|
0.45% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
12 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
18 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
18 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
24 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
24 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
30 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
30 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
36 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.40% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.45% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.35% | $1 | $499 | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for FIRSTLIGHT
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
![]() NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
![]() NMLS ID: 2890 License#: 13256 |
2.562% | 2.500% | 0.75 | $2,030 | $988 | Learn More |
![]() NMLS ID: 1168 |
2.667% | 2.625% | 0.50 | $1,380 | $1,005 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
![]() Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to FIRSTLIGHT
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Below are Firstlight branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
The following ratios and data are available to help you better understand the financial condition of Firstlight. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Firstlight | U.S. Average |
---|---|
3.72% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Firstlight had $4,276,368 in non-current loans and $189,178 in owned assets. To cover these potential losses it had $110,456,767 in net worth and $9,497,848 in loans loss reserves. That gives it a Texas Ratio of 3.72%.
Firstlight | U.S. Average |
---|---|
8.6% | 12.91% |
Firstlight FCU has a net worth of 8.6% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A credit union, registered with the NCUA under certificate #10174.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Firstlight has total capital of $110.46 million. Full information on Firstlight's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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