PO BOX 721
Roseville, MI 48066


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1622
Date Established 1936
Assets $74.02 million
Loans $27.54 million
Deposits $64.00 million
Capital $9.42 million

Fme is an NCUA insured institution located in Roseville, MI. It was founded in 1936 and has approximately $74.02 millions in assets.

Field of Membership Restrictions

Membership is open to employees of Federal-Mogul Corporation, Hayes Lemmerz International, NTN Bower, and their current and former subsidiaries, Harper Woods Municipal, TI Automotive, Key Safety Systems, INC, Key Plastics, LLC, Harper Avenue Business Association and other eligible employer groups.

Deposit Rates - October 16, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.24% $2,000 - Learn MoreShow Less
Fixed IRA
0.25% $500 $2,499 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.27% $10,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.00% $1 - Learn MoreShow Less

Loan Rates - October 16, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FME

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.756% 4.750% 0.13 $170 $1,305 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.651% 4.625% -0.13 $872 $1,286 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to FME
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Below are Fme branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Fme Locations

Financial Details

Fme Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fme. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fme U.S. Average
1.71% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Fme had $164,270 in non-current loans and $0 in owned assets. To cover these potential losses it had $9,416,236 in net worth and $166,659 in loans loss reserves. That gives it a Texas Ratio of 1.71%.

Net Worth
Fme U.S. Average
12.72% 13.21%

Fme FCU has a net worth of 12.72% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Fme

What is Fme?

A federal credit union, registered with the NCUA under certificate #1622.
Learn more about credit unions here.

Is Fme FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Fme?

Please see Field of Membership information above for information on who is eligible to join.

What are Fme's share account and share certificate rates?

Fme's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fme?

Fme has total capital of $9.42 million. Full information on Fme's financial position is located above.

Who owns Fme?

Credit Unions are owned by their members.

Where are Fme branches located?

See branch locations nearby.

Are Fme ATMs Open 24/7?

Do Fme ATMs accept cash deposits?

Can Fme customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fme have a mobile app?

Does Fme have mobile deposit?

Does Fme have quick pay?

How can Fme transfer money to other banks or credit unions?

Does Fme report to credit bureaus?

Does Fme use Chexsystems?

Does Fme use Equifax?

What is Fme's toll free phone number?

What is Fme's ACH Routing Number?

What is Fme's SWIFT code?

Where can I find Fme's wire transfer form?

What is the Fme address for deposits?

What Products Does Fme Offer

Does Fme offer mortgages?

Compare mortgage rates here.

Does Fme offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fme offer auto and RV loans?

Compare auto loan rates here.

Does Fme offer student loans or personal loans?

Compare personal loan rates here.

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