Fort Bragg Federal Credit Union

Headquarters

1638 Skibo Rd
Fayetteville, NC 28303
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	0.20%	4.60% →
1-Year CD	3.75%	4.59% →
2-Year CD	3.45%	4.10% →
5-Year CD	3.35%	4.00% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2025 Overview

General Credit Union Information

Fort Bragg is an NCUA insured institution located in Fayetteville, NC. It was founded in 1960 and has approximately $659.76 millions in assets.

Who can join?

Field of membership is open to the following:
• Active Duty Military
• Retired Military
• Anyone who regularly works on Fort Bragg
• Members of the Braxton Bragg Chapter of AUSA
• Dependents and immediate family members


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 13690
Date Established	1960
Assets	$659.76 million
Loans	$420.44 million
Deposits	$576.66 million
Capital	$79.51 million

Field of Membership Restrictions

Membership is open to most persons who live, worship, work, or attend school in, or businesses or legal entities in Cumberland County, North Carolina. Membership is also open to active and retired Military, those who work regularly at Fort Bragg, members of the Braxton Bragg Chapter of AUSA, or dependents and immediate family members.

Deposit Rates - November 5, 2025

Your Current Location: Alabama, AL 10007

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
SAV	0.20%	$5	-	Learn More Reviews
Money Market	3.00%	$5,000	-	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
3 Month	1.00%	$500	$24,999	Learn More Reviews
6 Mo CD	3.50%	$500	$24,999	Learn More Reviews
12 Mo CD	3.65%	$500	$24,999	Learn More Reviews
12 Mo CD	3.75%	$25,000	-	Learn More Reviews
24 Mo CD	3.35%	$500	$24,999	Learn More Reviews
24 Mo CD	3.45%	$25,000	-	Learn More Reviews
36 Mo CD	3.15%	$500	$24,999	Learn More Reviews
36 Mo CD	3.25%	$25,000	-	Learn More Reviews
48 Mo CD	3.20%	$500	$24,999	Learn More Reviews
48 Mo CD	3.30%	$25,000	-	Learn More Reviews
60 Mo CD	3.25%	$500	$24,999	Learn More Reviews
60 Mo CD	3.35%	$25,000	-	Learn More Reviews

Variable IRA Rates	APY	MIN	MAX
IRA Savings	0.65%	$25	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
INTCK	0.10%	$2,500	-	Learn MoreShow Less

Loan Rates - November 5, 2025

Your Current Location: Alabama, AL 10007

There are currently no loan rates available for Fort Bragg

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Alabama 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 2059741	5.926%	5.875%	0.50	$1,779	$1,893	Learn More
NMLS ID: 1025894	6.223%	6.125%	0.88	$3,353	$1,945	Learn More
NMLS ID: 1907						Learn More

See More Mortgage Rates →

Featured - Alabama Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

See More Home Equity Rates →

Note to Fort Bragg
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Fort Bragg branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Troy,Alabama

Fort Bragg Locations around zip code 10007

Branch	Distance	Map	View Lobby Hours
Raeford Road Branch	430.66	A	View Lobby Hours
Hefner Branch	435.48	B	View Lobby Hours
Skibo Branch	436.90	C	View Lobby Hours
Bastogne	436.94	D	View Lobby Hours
Ramsey Branch	443.56	E	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

FORT BRAGG is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Add Your Review

or use your BestCashCow account

Financial Details

Fort Bragg Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fort Bragg. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Fort Bragg	U.S. Average
3.03%	5.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2025, Fort Bragg had $2,030,323 in non-current loans and $422,161 in owned assets. To cover these potential losses it had $79,511,641 in net worth and $1,311,761 in loans loss reserves. That gives it a Texas Ratio of 3.03%.

Net Worth

Fort Bragg	U.S. Average
12.04%	14.29%

Fort Bragg FCU has a net worth of 12.04% versus the BestCashCow average of 14.29. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Fort Bragg

There are currently no comments for FORT BRAGG. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

or use your BestCashCow account