60233 Smilin Acres Rd
Amite, LA 70422


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7877
Date Established 1952
Assets $0.93 million
Loans $0.37 million
Deposits $0.83 million
Capital $0.09 million

Fourth Ward is an NCUA insured institution located in Amite, LA. It was founded in 1952 and has approximately $0.93 millions in assets.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Fourth Ward

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There are currently no rates available for Fourth Ward, but see these great savings and CD rates:

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Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FOURTH WARD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Fourth Ward branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Fourth Ward Locations

Financial Details

Fourth Ward Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fourth Ward. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fourth Ward U.S. Average
11.97% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Fourth Ward had $12,698 in non-current loans and $0 in owned assets. To cover these potential losses it had $93,725 in net worth and $12,374 in loans loss reserves. That gives it a Texas Ratio of 11.97%.

Net Worth
Fourth Ward U.S. Average
10.11% 13.47%

Fourth Ward FCU has a net worth of 10.11% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fourth Ward

Branches and Savings

What is Fourth Ward?

A federal credit union, registered with the NCUA under certificate #7877.
Learn more about credit unions here.

Is Fourth Ward FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Fourth Ward?

Please see Field of Membership information above for information on who is eligible to join.

What are Fourth Ward's share account and share certificate rates?

Fourth Ward's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fourth Ward?

Fourth Ward has total capital of $0.09 million. Full information on Fourth Ward's financial position is located above.

Who owns Fourth Ward?

Credit Unions are owned by their members.

Where are Fourth Ward branches located?

See branch locations nearby.

Are Fourth Ward ATMs Open 24/7?

Do Fourth Ward ATMs accept cash deposits?

Can Fourth Ward customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fourth Ward have a mobile app?

Does Fourth Ward have mobile deposit?

Does Fourth Ward have quick pay?

How can Fourth Ward transfer money to other banks or credit unions?

Does Fourth Ward report to credit bureaus?

Does Fourth Ward use Chexsystems?

Does Fourth Ward use Equifax?

What is Fourth Ward's toll free phone number?

What is Fourth Ward's ACH Routing Number?

What is Fourth Ward's SWIFT code?

Where can I find Fourth Ward's wire transfer form?

What is the Fourth Ward address for deposits?

What Products Does Fourth Ward Offer

Does Fourth Ward offer mortgages?

Compare mortgage rates here.

Does Fourth Ward offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fourth Ward offer auto and RV loans?

Compare auto loan rates here.

Does Fourth Ward offer student loans or personal loans?

Compare personal loan rates here.

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