Freedom Credit Union

Headquarters

626 Jacksonville Rd, Ste 250
Warminster, PA 18974
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 4.35% →
1-Year CD 0.75% 4.59% →
2-Year CD 0.85% 4.65% →
5-Year CD 1.20% 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Freedom is an NCUA insured institution located in Warminster, PA. It was founded in 1934 and has approximately $1485.73 millions in assets.

Who can join?

Freedom personal Memberships are for anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties. Also eligible are individuals in the unions's SEGs or in our Members’ families.

NCUA Insured Yes / State-Chartered
Charter Number # # 60275
Date Established 1934
Assets $1,485.73 million
Loans $769.68 million
Deposits $1,283.45 million
Capital $196.74 million
 

Field of Membership Restrictions

Membership in Freedom Credit Union is open to those who live, work, attend school, volunteer or worship in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties in Pennsylvania and to employees and students of Community College of Philadelphia and over 200 area Select Employer Groups.

Deposit Rates - October 1, 2026

Your Current Location: Maine, ME

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $5 - Learn More
Money Market
0.15% $1 $9,999 Learn More
Money Market
0.30% $10,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $500 - Learn More
12 Mo CD
0.75% $500 - Learn More
18 Mo CD
0.80% $500 - Learn More
24 Mo CD
0.85% $500 - Learn More
30 Mo CD
0.90% $500 - Learn More
36 Mo CD
0.95% $500 - Learn More
48 Mo CD
1.00% $500 - Learn More
60 Mo CD
1.20% $500 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $5 - Learn MoreShow Less

Loan Rates - October 1, 2026

Your Current Location: Maine, ME

There are currently no loan rates available for Freedom

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Maine 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Maine Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Freedom
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Branches

Below are Freedom branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ellsworth,Maine



Climate Policy and Initiatives

FREEDOM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Freedom Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Freedom. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Freedom U.S. Average
7.76% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Freedom had $16,024,349 in non-current loans and $91,097 in owned assets. To cover these potential losses it had $196,736,067 in net worth and $10,997,426 in loans loss reserves. That gives it a Texas Ratio of 7.76%.

Net Worth
Freedom U.S. Average
13.24% 14.48%

Freedom FCU has a net worth of 13.24% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Freedom

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