Warminster, PA 18974

Notable Rates APY Vs.Others
Savings 0.25% 1.90% →
1-Year CD 1.70% 1.90% →
2-Year CD 1.80% 1.95% →
5-Year CD 2.00% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Freedom is an NCUA insured institution located in Warminster, PA. It was founded in 1934 and has approximately $979.04 millions in assets.

Who can join?

Freedom personal Memberships are for anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties. Also eligible are individuals in the unions's SEGs or in our Members’ families.

NCUA Insured Yes
Charter Number # # 60275
Date Established 1934
Assets $979.04 million
Loans $674.11 million
Deposits $866.97 million
Capital $106.28 million

Field of Membership Restrictions

Membership in Freedom Credit Union is open to those who live, work, attend school, volunteer or worship in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties in Pennsylvania and to employees and students of Community College of Philadelphia and over 200 area Select Employer Groups.

Deposit Rates - April 8, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1 $9,999 Learn MoreShow Less
Money Market
0.55% $10,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.40% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $5 - Learn MoreShow Less
Fixed IRA
1.70% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $5 - Learn MoreShow Less

Loan Rates - April 8, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FREEDOM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Rocket Mortgage
NMLS ID: 3030
4.417% 4.375% 0.00 $1,250 $1,249 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Freedom branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Freedom Locations

Financial Details

Freedom Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Freedom. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Freedom U.S. Average
5.85% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Freedom had $6,630,172 in non-current loans and $91,097 in owned assets. To cover these potential losses it had $106,284,445 in net worth and $8,652,595 in loans loss reserves. That gives it a Texas Ratio of 5.85%.

Net Worth
Freedom U.S. Average
10.85% 13.86%

Freedom FCU has a net worth of 10.85% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Freedom

Branches and Savings

What is Freedom?

A federal credit union, registered with the NCUA under certificate #60275.
Learn more about credit unions here.

Is Freedom FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Freedom?

Please see Field of Membership information above for information on who is eligible to join.

What are Freedom's share account and share certificate rates?

Freedom's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Freedom?

Freedom has total capital of $106.28 million. Full information on Freedom's financial position is located above.

Who owns Freedom?

Credit Unions are owned by their members.

Where are Freedom branches located?

See branch locations nearby.

Are Freedom ATMs Open 24/7?

Do Freedom ATMs accept cash deposits?

Can Freedom customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Freedom have a mobile app?

Does Freedom have mobile deposit?

Does Freedom have quick pay?

How can Freedom transfer money to other banks or credit unions?

Does Freedom report to credit bureaus?

Does Freedom use Chexsystems?

Does Freedom use Equifax?

What is Freedom's toll free phone number?

What is Freedom's ACH Routing Number?

What is Freedom's SWIFT code?

Where can I find Freedom's wire transfer form?

What is the Freedom address for deposits?

What Products Does Freedom Offer

Does Freedom offer mortgages?

Compare mortgage rates here.

Does Freedom offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Freedom offer auto and RV loans?

Compare auto loan rates here.

Does Freedom offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Freedom

There are currently no comments for Freedom. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →