Freedom Credit Union
Headquarters
626 Jacksonville Rd, Ste 250
Warminster, PA 18974
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2024 Overview
General Credit Union Information
Freedom is an NCUA insured institution located in Warminster, PA. It was founded in 1934 and has approximately $1231.74 millions in assets.
Who can join?
Freedom personal Memberships are for anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties. Also eligible are individuals in the unions's SEGs or in our Members’ families.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60275 |
| Date Established | 1934 |
| Assets | $1,231.74 million |
| Loans | $762.18 million |
| Deposits | $1,064.28 million |
| Capital | $160.89 million |
Field of Membership Restrictions
Membership in Freedom Credit Union is open to those who live, work, attend school, volunteer or worship in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties in Pennsylvania and to employees and students of Community College of Philadelphia and over 200 area Select Employer Groups.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $5 | - |
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|
|
Money Market
|
0.15% | $1 | $9,999 |
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|
|
Money Market
|
0.30% | $10,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $500 | - |
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|
| 12 Mo CD
|
0.75% | $500 | - |
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|
| 18 Mo CD
|
0.80% | $500 | - |
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|
| 24 Mo CD
|
0.85% | $500 | - |
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|
| 30 Mo CD
|
0.90% | $500 | - |
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|
| 36 Mo CD
|
0.95% | $500 | - |
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|
| 48 Mo CD
|
1.00% | $500 | - |
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|
| 60 Mo CD
|
1.20% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $5 | - | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Freedom
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.680% | 6.500% | 0.88 | $6,000 | $2,023 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Freedom
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Branches
Below are Freedom branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FREEDOM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Freedom Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Freedom. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Freedom | U.S. Average |
|---|---|
| 8.47% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Freedom had $14,474,461 in non-current loans and $91,097 in owned assets. To cover these potential losses it had $160,890,052 in net worth and $10,997,426 in loans loss reserves. That gives it a Texas Ratio of 8.47%.
Net Worth
| Freedom | U.S. Average |
|---|---|
| 13.06% | 13.62% |
Freedom FCU has a net worth of 13.06% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Freedom
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