GEORGIA HERITAGE

P O BOX 1920
Savannah, GA 31402

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 1.55% 2.36% →
2-Year CD 1.75% 2.60% →
5-Year CD 2.25% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Georgia Heritage is an NCUA insured institution located in Savannah, GA. It was founded in 1940 and has approximately $104.79 millions in assets.

NCUA Insured Yes
Charter Number # # 3800
Date Established 1940
Assets $104.79 million
Loans $80.48 million
Deposits $89.94 million
Capital $12.29 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family.

Deposit Rates - November 12, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.75% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.55% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.15% $500 - Learn MoreShow Less
12 Mo CD
1.55% $500 - Learn MoreShow Less
24 Mo CD
1.75% $500 - Learn MoreShow Less
36 Mo CD
1.95% $500 - Learn MoreShow Less
48 Mo CD
2.05% $500 - Learn MoreShow Less
60 Mo CD
2.25% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $500 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - November 12, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GEORGIA HERITAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.631% 3.625% 0.13 $172 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to GEORGIA HERITAGE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Georgia Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Georgia Heritage Locations


Financial Details

Georgia Heritage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Georgia Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Georgia Heritage U.S. Average
4.53% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Georgia Heritage had $480,078 in non-current loans and $95,054 in owned assets. To cover these potential losses it had $12,291,579 in net worth and $392,491 in loans loss reserves. That gives it a Texas Ratio of 4.53%.

Net Worth
Georgia Heritage U.S. Average
11.72% 13.65%

Georgia Heritage FCU has a net worth of 11.72% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Georgia Heritage

Branches and Savings

What is Georgia Heritage?

A federal credit union, registered with the NCUA under certificate #3800.
Learn more about credit unions here.

Is Georgia Heritage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Georgia Heritage?

Please see Field of Membership information above for information on who is eligible to join.

What are Georgia Heritage's share account and share certificate rates?

Georgia Heritage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Georgia Heritage?

Georgia Heritage has total capital of $12.29 million. Full information on Georgia Heritage's financial position is located above.

Who owns Georgia Heritage?

Credit Unions are owned by their members.

Where are Georgia Heritage branches located?

See branch locations nearby.

Are Georgia Heritage ATMs Open 24/7?

Do Georgia Heritage ATMs accept cash deposits?

Can Georgia Heritage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Georgia Heritage have a mobile app?

Does Georgia Heritage have mobile deposit?

Does Georgia Heritage have quick pay?

How can Georgia Heritage transfer money to other banks or credit unions?

Does Georgia Heritage report to credit bureaus?

Does Georgia Heritage use Chexsystems?

Does Georgia Heritage use Equifax?

What is Georgia Heritage's toll free phone number?

What is Georgia Heritage's ACH Routing Number?

What is Georgia Heritage's SWIFT code?

Where can I find Georgia Heritage's wire transfer form?

What is the Georgia Heritage address for deposits?

What Products Does Georgia Heritage Offer

Does Georgia Heritage offer mortgages?

Compare mortgage rates here.

Does Georgia Heritage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Georgia Heritage offer auto and RV loans?

Compare auto loan rates here.

Does Georgia Heritage offer student loans or personal loans?

Compare personal loan rates here.

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