Georgia Power Macon Federal Credit Union


960 Key St
Macon, GA 31204
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Notable Rates APY Vs.Others
Savings N.A. 6.25% →
1-Year CD N.A. 5.15% →
2-Year CD N.A. 5.10% →
5-Year CD N.A. 4.70% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Georgia Power Macon is an NCUA insured institution located in Macon, GA. It was founded in 1935 and has approximately $3.58 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 375
Date Established 1935
Assets $3.58 million
Loans $1.94 million
Deposits $3.22 million
Capital $0.35 million

Deposit Rates - March 24, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Georgia Power Macon

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Loan Rates - March 24, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Georgia Power Macon

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

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NMLS ID: Not lender
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Featured - Virginia Home Equity Line Of Credit Rates 2023

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Bethpage Federal Credit Union
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After Intro: 8.250 %
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Third Federal Savings and Loan
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6.740 %
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Below are Georgia Power Macon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Climate Initiatives

GEORGIA POWER MACON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Georgia Power Macon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Georgia Power Macon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Georgia Power Macon U.S. Average
20.98% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Georgia Power Macon had $77,761 in non-current loans and $0 in owned assets. To cover these potential losses it had $349,214 in net worth and $21,345 in loans loss reserves. That gives it a Texas Ratio of 20.98%.

Net Worth
Georgia Power Macon U.S. Average
9.74% 12.52%

Georgia Power Macon FCU has a net worth of 9.74% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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