Georgia Power Macon

960 Key St
Macon, GA 31204


General Credit Union Information

NCUA Insured Yes
Charter Number # # 375
Date Established 1935
Assets $3.47 million
Loans $2.02 million
Deposits $3.12 million
Capital $0.35 million

Georgia Power Macon is an NCUA insured institution located in Macon, GA. It was founded in 1935 and has approximately $3.47 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GEORGIA POWER MACON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

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Financial Details

Georgia Power Macon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Georgia Power Macon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Georgia Power Macon U.S. Average
19.56% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Georgia Power Macon had $71,596 in non-current loans and $0 in owned assets. To cover these potential losses it had $345,946 in net worth and $20,160 in loans loss reserves. That gives it a Texas Ratio of 19.56%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Georgia Power Macon U.S. Average
9.95% 13.03

Georgia Power Macon FCU has a net worth of 9.95% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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