GEORGIA UNITED

Headquarters

6705 SUGARLOAF PKWY
Duluth, GA 30097
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.75% 1.01% →
2-Year CD 0.85% 0.95% →
5-Year CD 1.00% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Georgia United is an NCUA insured institution located in Duluth, GA. It was founded in 1958 and has approximately $1525.22 millions in assets.

Who can join?

Georgia United serves...

Catholic Community (Members and employees)

Georgia Tech (Faculty and staff)

Employees and retirees of Select Employee Groups, and Georgia State Agencies (including all state agencies, colleges, and universities)
School Systems
State Employees
UGA Community (Faculty, staff, students, and alumni)

Immediate family member of a Georgia United members or an eligible non-member, including Spouses or Domestic Partners, Children, Parents, Brother/Sister, Stepparents/Stepchildren, Stepbrother/Stepsister, Grandparents/Grandchildren, Adoptive relationships

Persons who live in the following areas:
Laurens County
Clarke County
City of Norcross
City of Cumming
Gwinnett County
Forsyth County
Henry County
Rockdale County

Persons residing in the same household of a Georgia United member or an eligible non-member

Volunteers of any school, church, parish, hospital or association within Georgia United's field of membership

Widow/widower of eligible member

Foreign contracted employees of Select Employee Group County Board of Educations

Those employed with the private school sector of DeKalb County

NCUA Insured Yes
Charter Number # # 68607
Date Established 1958
Assets $1,525.22 million
Loans $994.50 million
Deposits $1,277.35 million
Capital $152.95 million
 

Field of Membership Restrictions

Membership in Georgia United Credit Union is open to the following: (1) those who live in Clarke, DeKalb, Forsyth, Gwinnett, Henry, Laurens, Rockdale, or Whitfield Counties or in the cities of Cumming or Norcross in Georgia; (2) faculty, staff, and students of the University of Georgia; (3) faculty and staff of Georgia Tech; (4) members and employees of the Catholic community in the Archdiocese of Atlanta; (5) employees and retirees of the state of Georgia and over 250 area Select Employer Groups; (6) employees of Clarke County Schools, Greater Atlanta Christian School, Atlanta Metropolitan College and over 200 public, private or parochial schools in the state of Georgia; (6) immediate family of anyone eligible.

Deposit Rates - October 21, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - October 21, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GEORGIA UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.569% 2.500% 0.88 $2,258 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GEORGIA UNITED
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Georgia United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Georgia United Locations


Financial Details

Georgia United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Georgia United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Georgia United U.S. Average
5.64% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Georgia United had $8,051,020 in non-current loans and $896,561 in owned assets. To cover these potential losses it had $152,951,557 in net worth and $5,827,532 in loans loss reserves. That gives it a Texas Ratio of 5.64%.

Net Worth
Georgia United U.S. Average
10.68% 13.61%

Georgia United FCU has a net worth of 10.68% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Georgia United

Branches and Savings

What is Georgia United?

A federal credit union, registered with the NCUA under certificate #68607.
Learn more about credit unions here.

Is Georgia United FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Georgia United?

Please see Field of Membership information above for information on who is eligible to join.

What are Georgia United's share account and share certificate rates?

Georgia United's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Georgia United?

Georgia United has total capital of $152.95 million. Full information on Georgia United's financial position is located above.

Who owns Georgia United?

Credit Unions are owned by their members.

Where are Georgia United branches located?

See branch locations nearby.

Are Georgia United ATMs Open 24/7?

Do Georgia United ATMs accept cash deposits?

Can Georgia United customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Georgia United have a mobile app?

Does Georgia United have mobile deposit?

Does Georgia United have quick pay?

How can Georgia United transfer money to other banks or credit unions?

Does Georgia United report to credit bureaus?

Does Georgia United use Chexsystems?

Does Georgia United use Equifax?

What is Georgia United's toll free phone number?

What is Georgia United's ACH Routing Number?

What is Georgia United's SWIFT code?

Where can I find Georgia United's wire transfer form?

What is the Georgia United address for deposits?

What Products Does Georgia United Offer

Does Georgia United offer mortgages?

Compare mortgage rates here.

Does Georgia United offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Georgia United offer auto and RV loans?

Compare auto loan rates here.

Does Georgia United offer student loans or personal loans?

Compare personal loan rates here.

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