Glass City


1340 Arrowhead Dr
Maumee, OH 43537
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.66% →
1-Year CD 0.45% 0.67% →
2-Year CD 0.65% 0.75% →
5-Year CD 1.05% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Glass City is an NCUA insured institution located in Maumee, OH. It was founded in 1947 and has approximately $269.38 millions in assets.

Who can join?

All individuals and businesses who live, work, worship or attend school in:
• Lucas County
• Wood County
• Fulton County
• Ottawa County
are eligible to join Glass City

Everyone in your immediate family is eligible to join. That means your spouse, children, parents, siblings, grandparents, grandchildren, and step-family members may join the credit union. Individuals living within your household may also join Glass City Federal.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5495
Date Established 1947
Assets $269.38 million
Loans $175.90 million
Deposits $238.94 million
Capital $25.84 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Lucas, Wood, Fulton, and Ottawa counties in Ohio. Membership is also open to businesses in the Credit Union area and to immediate family of those eligible.

Deposit Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Optimum Checking 0.65% $0 $0.00 Learn MoreShow Less

Loan Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GLASS CITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.678% 2.625% 0.25 $1,720 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Glass City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Glass City Locations

Financial Details

Glass City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Glass City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Glass City U.S. Average
4.85% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Glass City had $1,233,486 in non-current loans and $59,000 in owned assets. To cover these potential losses it had $25,836,615 in net worth and $809,504 in loans loss reserves. That gives it a Texas Ratio of 4.85%.

Net Worth
Glass City U.S. Average
9.59% 12.67%

Glass City FCU has a net worth of 9.59% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Glass City

Branches and Savings

What is Glass City?

A federal credit union, registered with the NCUA under certificate #5495.
Learn more about credit unions here.

Is Glass City FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Glass City is insured by the NCUA.

Who can join Glass City?

Please see Field of Membership information above for information on who is eligible to join.

What are Glass City's share account and share certificate rates?

Glass City's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Glass City?

Glass City has total capital of $25.84 million. Full information on Glass City's financial position is located above.

Who owns Glass City?

Credit Unions are owned by their members.

Where are Glass City branches located?

See branch locations nearby.

Are Glass City ATMs Open 24/7?

Do Glass City ATMs accept cash deposits?

Can Glass City customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Glass City have a mobile app?

Does Glass City have mobile deposit?

Does Glass City have quick pay?

How can Glass City transfer money to other banks or credit unions?

Does Glass City report to credit bureaus?

Does Glass City use Chexsystems?

Does Glass City use Equifax?

What is Glass City's toll free phone number?

What is Glass City's ACH Routing Number?

What is Glass City's SWIFT code?

Where can I find Glass City's wire transfer form?

What is the Glass City address for deposits?

What Products Does Glass City Offer

Does Glass City offer mortgages?

Compare mortgage rates here.

Does Glass City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Glass City offer auto and RV loans?

Compare auto loan rates here.

Does Glass City offer student loans or personal loans?

Compare personal loan rates here.

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