Glass City Federal Credit Union
Headquarters
1340 Arrowhead Dr
Maumee, OH 43537
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2024 Overview
General Credit Union Information
Glass City is an NCUA insured institution located in Maumee, OH. It was founded in 1947 and has approximately $299.04 millions in assets.
Who can join?
All individuals and businesses who live, work, worship or attend school in:
• Lucas County
• Wood County
• Fulton County
• Ottawa County
are eligible to join Glass City
Everyone in your immediate family is eligible to join. That means your spouse, children, parents, siblings, grandparents, grandchildren, and step-family members may join the credit union. Individuals living within your household may also join Glass City Federal.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5495 |
| Date Established | 1947 |
| Assets | $299.04 million |
| Loans | $232.04 million |
| Deposits | $257.64 million |
| Capital | $29.53 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Lucas, Wood, Fulton, and Ottawa counties in Ohio. Membership is also open to businesses in the Credit Union area and to immediate family of those eligible.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Optimum Checking | 1.26% | $0 | $0.00 | Learn More |
Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Glass City
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.710% | 6.625% | 0.88 | $2,803 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.905% | 6.750% | 1.00 | $5,094 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Glass City
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Branches
Below are Glass City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GLASS CITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Glass City Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Glass City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Glass City | U.S. Average |
|---|---|
| 2.20% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Glass City had $610,905 in non-current loans and $59,000 in owned assets. To cover these potential losses it had $29,526,391 in net worth and $858,392 in loans loss reserves. That gives it a Texas Ratio of 2.20%.
Net Worth
| Glass City | U.S. Average |
|---|---|
| 9.86% | 13.62% |
Glass City FCU has a net worth of 9.86% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Glass City
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