2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68237
Date Established 1954
Assets $458.22 million
Loans $369.28 million
Deposits $392.51 million
Capital $40.20 million

Global is an NCUA insured institution located in Spokane, WA. It was founded in 1954 and has approximately $458.22 millions in assets.

Who can join?

If you live or work in Washington State, or Kootenai, Benewah, Shoshone or Latah counties in Idaho, then you qualify for membership. If you are an active duty or retired military person or a contractor affiliated with Fairchild Air Force Base, you are automatically eligible for membership.

Field of Membership Restrictions

Global Credit Union of Washington is open to the residents and the people that maintain employment within the entire state of Washington or these qualified counties of Idaho: Kootenai, Benewah, Shoshone, and Latah, as well as the current and retired members or an affiliated contractor of the Fairchild or Aviano Air Force Base and Camp Ederle or Darby.

Deposit Rates - September 19, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.08% $1 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.23% $500 $999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $1,000 - Learn MoreShow Less
6 Mo CD
0.20% $1,000 - Learn MoreShow Less
12 Mo CD
0.25% $1,000 - Learn MoreShow Less
18 Mo CD
0.50% $1,000 - Learn MoreShow Less
24 Mo CD
1.00% $1,000 - Learn MoreShow Less
36 Mo CD
1.51% $1,000 - Learn MoreShow Less
60 Mo CD
1.87% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - September 19, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GLOBAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.648% 3.625% 0.25 $712 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to GLOBAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Global branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Global Locations


Financial Details

Global Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Global. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Global U.S. Average
6.61% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Global had $2,491,136 in non-current loans and $345,829 in owned assets. To cover these potential losses it had $40,199,525 in net worth and $2,727,683 in loans loss reserves. That gives it a Texas Ratio of 6.61%.

Net Worth
Global U.S. Average
8.77% 13.47%

Global FCU has a net worth of 8.77% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Global

Branches and Savings

What is Global?

A federal credit union, registered with the NCUA under certificate #68237.
Learn more about credit unions here.

Is Global FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Global?

Please see Field of Membership information above for information on who is eligible to join.

What are Global's share account and share certificate rates?

Global's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Global?

Global has total capital of $40.20 million. Full information on Global's financial position is located above.

Who owns Global?

Credit Unions are owned by their members.

Where are Global branches located?

See branch locations nearby.

Are Global ATMs Open 24/7?

Do Global ATMs accept cash deposits?

Can Global customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Global have a mobile app?

Does Global have mobile deposit?

Does Global have quick pay?

How can Global transfer money to other banks or credit unions?

Does Global report to credit bureaus?

Does Global use Chexsystems?

Does Global use Equifax?

What is Global's toll free phone number?

What is Global's ACH Routing Number?

What is Global's SWIFT code?

Where can I find Global's wire transfer form?

What is the Global address for deposits?

What Products Does Global Offer

Does Global offer mortgages?

Compare mortgage rates here.

Does Global offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Global offer auto and RV loans?

Compare auto loan rates here.

Does Global offer student loans or personal loans?

Compare personal loan rates here.

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