Golden Valley

Headquarters

409 W Center St
Manteca, CA 95336
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Golden Valley is an NCUA insured institution located in Manteca, CA. It was founded in 1957 and has approximately $33.12 millions in assets.

NCUA Insured Yes
Charter Number # # 11652
Date Established 1957
Assets $33.12 million
Loans $12.91 million
Deposits $29.67 million
Capital $3.33 million
 

Field of Membership Restrictions

Membership is open to those who live, worship ,attend school or work within the Manteca and Ripon Unified School Districts.

Deposit Rates - January 27, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Golden Valley

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Golden Valley
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Advertiser Disclosure

Loan Rates - January 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GOLDEN VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.563% 2.500% 0.88 $2,065 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to GOLDEN VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Golden Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Golden Valley Locations


Financial Details

Golden Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Golden Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Golden Valley U.S. Average
0.64% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Golden Valley had $13,913 in non-current loans and $7,933 in owned assets. To cover these potential losses it had $3,330,782 in net worth and $75,860 in loans loss reserves. That gives it a Texas Ratio of 0.64%.

Net Worth
Golden Valley U.S. Average
10.05% 12.91%

Golden Valley FCU has a net worth of 10.05% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Golden Valley

Branches and Savings

What is Golden Valley?

A credit union, registered with the NCUA under certificate #11652.
Learn more about credit unions here.

Is Golden Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Golden Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Golden Valley's share account and share certificate rates?

Golden Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Golden Valley?

Golden Valley has total capital of $3.33 million. Full information on Golden Valley's financial position is located above.

Who owns Golden Valley?

Credit Unions are owned by their members.

Where are Golden Valley branches located?

See branch locations nearby.

Are Golden Valley ATMs Open 24/7?

Do Golden Valley ATMs accept cash deposits?

Can Golden Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Golden Valley have a mobile app?

Does Golden Valley have mobile deposit?

Does Golden Valley have quick pay?

How can Golden Valley transfer money to other banks or credit unions?

Does Golden Valley report to credit bureaus?

Does Golden Valley use Chexsystems?

Does Golden Valley use Equifax?

What is Golden Valley's toll free phone number?

What is Golden Valley's ACH Routing Number?

What is Golden Valley's SWIFT code?

Where can I find Golden Valley's wire transfer form?

What is the Golden Valley address for deposits?

What Products Does Golden Valley Offer

Does Golden Valley offer mortgages?

Compare mortgage rates here.

Does Golden Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Golden Valley offer auto and RV loans?

Compare auto loan rates here.

Does Golden Valley offer student loans or personal loans?

Compare personal loan rates here.

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