Gowanda Area Federal Credit Union

Headquarters

Po Box 29
Gowanda, NY 14070
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Gowanda Area is an NCUA insured institution located in Gowanda, NY. It was founded in 1935 and has approximately $29.49 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 818
Date Established 1935
Assets $29.49 million
Loans $14.54 million
Deposits $25.61 million
Capital $3.83 million
 

Deposit Rates - December 9, 2024

Your Current Location: Washington, WA 98109

We do not yet have rates for Gowanda Area

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 9, 2024

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Gowanda Area

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
5.842% 5.750% 0.50 $3,200 $1,868 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.105% 6.000% 0.75 $3,610 $1,919 Learn More
Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653
6.208% 6.125% 0.88 $2,842 $1,945 Learn More
DECO Mortgage
NMLS ID: 2561451
6.242% 6.125% 0.63 $4,057 $1,945 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Rate
Rate
See Table
Intro APR
9.600 %
After Intro: 9.600 %
$25,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Gowanda Area
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Gowanda Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Gowanda Area Locations around zip code 98109


BranchDistance Map View Lobby Hours

Buffalo Metropolitan FCU

2326.88 A View Lobby Hours

Gowanda Area FCU

2327.67 B View Lobby Hours


Climate Policy and Initiatives

GOWANDA AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Gowanda Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gowanda Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gowanda Area U.S. Average
0.63% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Gowanda Area had $24,162 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,830,314 in net worth and $16,738 in loans loss reserves. That gives it a Texas Ratio of 0.63%.

Net Worth
Gowanda Area U.S. Average
12.99% 13.93%

Gowanda Area FCU has a net worth of 12.99% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Gowanda Area

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