Gowanda Area


Po Box 29
Gowanda, NY 14070
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Gowanda Area is an NCUA insured institution located in Gowanda, NY. It was founded in 1935 and has approximately $27.01 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 818
Date Established 1935
Assets $27.01 million
Loans $8.26 million
Deposits $24.60 million
Capital $2.38 million

Deposit Rates - September 17, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Gowanda Area

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Gowanda Area

Note to Gowanda Area
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - September 17, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GOWANDA AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.636% 2.625% 0.13 $352 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Gowanda Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Gowanda Area Locations

Financial Details

Gowanda Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gowanda Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gowanda Area U.S. Average
0.00% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Gowanda Area had $97 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,380,398 in net worth and $12,742 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Gowanda Area U.S. Average
8.81% 12.20%

Gowanda Area FCU has a net worth of 8.81% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gowanda Area

Branches and Savings

What is Gowanda Area?

A federal credit union, registered with the NCUA under certificate #818.
Learn more about credit unions here.

Is Gowanda Area FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Gowanda Area is insured by the NCUA.

Who can join Gowanda Area?

Please see Field of Membership information above for information on who is eligible to join.

What are Gowanda Area's share account and share certificate rates?

Gowanda Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gowanda Area?

Gowanda Area has total capital of $2.38 million. Full information on Gowanda Area's financial position is located above.

Who owns Gowanda Area?

Credit Unions are owned by their members.

Where are Gowanda Area branches located?

See branch locations nearby.

Are Gowanda Area ATMs Open 24/7?

Do Gowanda Area ATMs accept cash deposits?

Can Gowanda Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gowanda Area have a mobile app?

Does Gowanda Area have mobile deposit?

Does Gowanda Area have quick pay?

How can Gowanda Area transfer money to other banks or credit unions?

Does Gowanda Area report to credit bureaus?

Does Gowanda Area use Chexsystems?

Does Gowanda Area use Equifax?

What is Gowanda Area's toll free phone number?

What is Gowanda Area's ACH Routing Number?

What is Gowanda Area's SWIFT code?

Where can I find Gowanda Area's wire transfer form?

What is the Gowanda Area address for deposits?

What Products Does Gowanda Area Offer

Does Gowanda Area offer mortgages?

Compare mortgage rates here.

Does Gowanda Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gowanda Area offer auto and RV loans?

Compare auto loan rates here.

Does Gowanda Area offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Gowanda Area

There are currently no comments for Gowanda Area. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →