Gowanda Area

Po Box 29
Gowanda, NY 14070

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 818
Date Established 1935
Assets $19.40 million
Loans $6.05 million
Deposits $17.71 million
Capital $1.66 million

Gowanda Area is an NCUA insured institution located in Gowanda, NY. It was founded in 1935 and has approximately $19.4 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

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There are currently no rates available for Gowanda Area, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GOWANDA AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.771% 3.750% 0.00 $642 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to GOWANDA AREA
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Branches

Below are Gowanda Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Gowanda Area Locations

Financial Details

Gowanda Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gowanda Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Gowanda Area U.S. Average
0.00% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Gowanda Area had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,664,002 in net worth and $5,702 in loans loss reserves. That gives it a Texas Ratio of 0.00%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Gowanda Area U.S. Average
8.57% 13.03

Gowanda Area FCU has a net worth of 8.57% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On GOWANDA AREA

What is GOWANDA AREA?

A federal credit union, registered with the NCUA under certificate #818.
Learn more about credit unions here.

Is GOWANDA AREA FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join GOWANDA AREA?

Please see Field of Membership information above for information on who is eligible to join.

What are GOWANDA AREA's share account and share certificate rates?

GOWANDA AREA's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is GOWANDA AREA?

GOWANDA AREA has total capital of $1.66 million. Full information on GOWANDA AREA's financial position is located above.

Who owns GOWANDA AREA?

Credit Unions are owned by their members.

Where are GOWANDA AREA branches located?

See branch locations nearby.

Are GOWANDA AREA ATMs Open 24/7?

Do GOWANDA AREA ATMs accept cash deposits?

Can GOWANDA AREA customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does GOWANDA AREA have a mobile app?

Does GOWANDA AREA have mobile deposit?

Does GOWANDA AREA have quick pay?

How can GOWANDA AREA transfer money to other banks or credit unions?

Does GOWANDA AREA report to credit bureaus?

Does GOWANDA AREA use Chexsystems?

Does GOWANDA AREA use Equifax?

What is GOWANDA AREA's toll free phone number?

What is GOWANDA AREA's ACH Routing Number?

What is GOWANDA AREA's SWIFT code?

Where can I find GOWANDA AREA's wire transfer form?

What is the GOWANDA AREA address for deposits?

What Products Does GOWANDA AREA Offer

Does GOWANDA AREA offer mortgages?

Compare mortgage rates here.

Does GOWANDA AREA offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does GOWANDA AREA offer auto and RV loans?

Compare auto loan rates here.

Does GOWANDA AREA offer student loans or personal loans?

Compare personal loan rates here.

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