GREATER SALEM EMPLOYEES

10 COLONIAL RD STE 1A
Salem, MA 01970

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4201
Date Established 1940
Assets $13.75 million
Loans $5.27 million
Deposits $12.70 million
Capital $1.03 million

Greater Salem Employees is an NCUA insured institution located in Salem, MA. It was founded in 1940 and has approximately $13.75 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Greater Salem Employees

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Note to Greater Salem Employees
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There are currently no rates available for Greater Salem Employees, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for GREATER SALEM EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to GREATER SALEM EMPLOYEES
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Branches

Below are Greater Salem Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Greater Salem Employees Locations


Financial Details

Greater Salem Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Salem Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Salem Employees U.S. Average
50.34% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Greater Salem Employees had $533,984 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,030,763 in net worth and $29,937 in loans loss reserves. That gives it a Texas Ratio of 50.34%.

Net Worth
Greater Salem Employees U.S. Average
7.49% 13.47%

Greater Salem Employees FCU has a net worth of 7.49% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Salem Employees

Branches and Savings

What is Greater Salem Employees?

A federal credit union, registered with the NCUA under certificate #4201.
Learn more about credit unions here.

Is Greater Salem Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greater Salem Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Salem Employees's share account and share certificate rates?

Greater Salem Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Salem Employees?

Greater Salem Employees has total capital of $1.03 million. Full information on Greater Salem Employees's financial position is located above.

Who owns Greater Salem Employees?

Credit Unions are owned by their members.

Where are Greater Salem Employees branches located?

See branch locations nearby.

Are Greater Salem Employees ATMs Open 24/7?

Do Greater Salem Employees ATMs accept cash deposits?

Can Greater Salem Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Salem Employees have a mobile app?

Does Greater Salem Employees have mobile deposit?

Does Greater Salem Employees have quick pay?

How can Greater Salem Employees transfer money to other banks or credit unions?

Does Greater Salem Employees report to credit bureaus?

Does Greater Salem Employees use Chexsystems?

Does Greater Salem Employees use Equifax?

What is Greater Salem Employees's toll free phone number?

What is Greater Salem Employees's ACH Routing Number?

What is Greater Salem Employees's SWIFT code?

Where can I find Greater Salem Employees's wire transfer form?

What is the Greater Salem Employees address for deposits?

What Products Does Greater Salem Employees Offer

Does Greater Salem Employees offer mortgages?

Compare mortgage rates here.

Does Greater Salem Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Salem Employees offer auto and RV loans?

Compare auto loan rates here.

Does Greater Salem Employees offer student loans or personal loans?

Compare personal loan rates here.

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