GREATER SALEM EMPLOYEES

Headquarters

10 COLONIAL RD STE 1A
Salem, MA 01970
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Greater Salem Employees is an NCUA insured institution located in Salem, MA. It was founded in 1940 and has approximately $13.09 millions in assets.

NCUA Insured Yes
Charter Number # # 4201
Date Established 1940
Assets $13.09 million
Loans $5.45 million
Deposits $12.08 million
Capital $0.98 million
 

Deposit Rates - October 21, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Greater Salem Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Greater Salem Employees
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Loan Rates - October 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GREATER SALEM EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.569% 2.500% 0.88 $2,258 $988 Learn More
First Internet Bank
NMLS ID: 424182
2.565% 2.500% 0.88 $2,142 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to GREATER SALEM EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Greater Salem Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Greater Salem Employees Locations


Financial Details

Greater Salem Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Salem Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Salem Employees U.S. Average
5.85% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Greater Salem Employees had $60,464 in non-current loans and $0 in owned assets. To cover these potential losses it had $979,028 in net worth and $55,040 in loans loss reserves. That gives it a Texas Ratio of 5.85%.

Net Worth
Greater Salem Employees U.S. Average
7.48% 13.61%

Greater Salem Employees FCU has a net worth of 7.48% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Salem Employees

Branches and Savings

What is Greater Salem Employees?

A federal credit union, registered with the NCUA under certificate #4201.
Learn more about credit unions here.

Is Greater Salem Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greater Salem Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Salem Employees's share account and share certificate rates?

Greater Salem Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Salem Employees?

Greater Salem Employees has total capital of $0.98 million. Full information on Greater Salem Employees's financial position is located above.

Who owns Greater Salem Employees?

Credit Unions are owned by their members.

Where are Greater Salem Employees branches located?

See branch locations nearby.

Are Greater Salem Employees ATMs Open 24/7?

Do Greater Salem Employees ATMs accept cash deposits?

Can Greater Salem Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Salem Employees have a mobile app?

Does Greater Salem Employees have mobile deposit?

Does Greater Salem Employees have quick pay?

How can Greater Salem Employees transfer money to other banks or credit unions?

Does Greater Salem Employees report to credit bureaus?

Does Greater Salem Employees use Chexsystems?

Does Greater Salem Employees use Equifax?

What is Greater Salem Employees's toll free phone number?

What is Greater Salem Employees's ACH Routing Number?

What is Greater Salem Employees's SWIFT code?

Where can I find Greater Salem Employees's wire transfer form?

What is the Greater Salem Employees address for deposits?

What Products Does Greater Salem Employees Offer

Does Greater Salem Employees offer mortgages?

Compare mortgage rates here.

Does Greater Salem Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Salem Employees offer auto and RV loans?

Compare auto loan rates here.

Does Greater Salem Employees offer student loans or personal loans?

Compare personal loan rates here.

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