P. O. Box 1499
Texas City, TX 77592
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Gulf Shore is an NCUA insured institution located in Texas City, TX. It was founded in 1937 and has approximately $13.14 millions in assets.

NCUA Insured Yes
Charter Number # # 2442
Date Established 1937
Assets $13.14 million
Loans $8.85 million
Deposits $11.37 million
Capital $1.11 million

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Gulf Shore

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Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GULF SHORE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.569% 2.500% 0.88 $2,258 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Gulf Shore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Gulf Shore Locations

Financial Details

Gulf Shore Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf Shore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gulf Shore U.S. Average
11.60% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Gulf Shore had $131,942 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,113,854 in net worth and $24,018 in loans loss reserves. That gives it a Texas Ratio of 11.60%.

Net Worth
Gulf Shore U.S. Average
8.47% 13.61%

Gulf Shore FCU has a net worth of 8.47% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gulf Shore

Branches and Savings

What is Gulf Shore?

A federal credit union, registered with the NCUA under certificate #2442.
Learn more about credit unions here.

Is Gulf Shore FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Gulf Shore?

Please see Field of Membership information above for information on who is eligible to join.

What are Gulf Shore's share account and share certificate rates?

Gulf Shore's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gulf Shore?

Gulf Shore has total capital of $1.11 million. Full information on Gulf Shore's financial position is located above.

Who owns Gulf Shore?

Credit Unions are owned by their members.

Where are Gulf Shore branches located?

See branch locations nearby.

Are Gulf Shore ATMs Open 24/7?

Do Gulf Shore ATMs accept cash deposits?

Can Gulf Shore customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gulf Shore have a mobile app?

Does Gulf Shore have mobile deposit?

Does Gulf Shore have quick pay?

How can Gulf Shore transfer money to other banks or credit unions?

Does Gulf Shore report to credit bureaus?

Does Gulf Shore use Chexsystems?

Does Gulf Shore use Equifax?

What is Gulf Shore's toll free phone number?

What is Gulf Shore's ACH Routing Number?

What is Gulf Shore's SWIFT code?

Where can I find Gulf Shore's wire transfer form?

What is the Gulf Shore address for deposits?

What Products Does Gulf Shore Offer

Does Gulf Shore offer mortgages?

Compare mortgage rates here.

Does Gulf Shore offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gulf Shore offer auto and RV loans?

Compare auto loan rates here.

Does Gulf Shore offer student loans or personal loans?

Compare personal loan rates here.

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