P.O. BOX 848
Pepeekeo, HI 96783
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Hamakua is an NCUA insured institution located in Pepeekeo, HI. It was founded in 1937 and has approximately $16.69 millions in assets.

NCUA Insured Yes
Charter Number # # 2280
Date Established 1937
Assets $16.69 million
Loans $7.17 million
Deposits $14.00 million
Capital $2.65 million

Deposit Rates - October 27, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Hamakua

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Loan Rates - October 27, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HAMAKUA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: 13256
2.674% 2.625% 0.63 $1,595 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Hamakua branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Hamakua Locations

Financial Details

Hamakua Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hamakua. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hamakua U.S. Average
15.34% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Hamakua had $412,165 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,651,114 in net worth and $35,319 in loans loss reserves. That gives it a Texas Ratio of 15.34%.

Net Worth
Hamakua U.S. Average
15.88% 13.61%

Hamakua FCU has a net worth of 15.88% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hamakua

Branches and Savings

What is Hamakua?

A federal credit union, registered with the NCUA under certificate #2280.
Learn more about credit unions here.

Is Hamakua FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hamakua?

Please see Field of Membership information above for information on who is eligible to join.

What are Hamakua's share account and share certificate rates?

Hamakua's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hamakua?

Hamakua has total capital of $2.65 million. Full information on Hamakua's financial position is located above.

Who owns Hamakua?

Credit Unions are owned by their members.

Where are Hamakua branches located?

See branch locations nearby.

Are Hamakua ATMs Open 24/7?

Do Hamakua ATMs accept cash deposits?

Can Hamakua customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hamakua have a mobile app?

Does Hamakua have mobile deposit?

Does Hamakua have quick pay?

How can Hamakua transfer money to other banks or credit unions?

Does Hamakua report to credit bureaus?

Does Hamakua use Chexsystems?

Does Hamakua use Equifax?

What is Hamakua's toll free phone number?

What is Hamakua's ACH Routing Number?

What is Hamakua's SWIFT code?

Where can I find Hamakua's wire transfer form?

What is the Hamakua address for deposits?

What Products Does Hamakua Offer

Does Hamakua offer mortgages?

Compare mortgage rates here.

Does Hamakua offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hamakua offer auto and RV loans?

Compare auto loan rates here.

Does Hamakua offer student loans or personal loans?

Compare personal loan rates here.

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