HARBOR AREA POSTAL EMPLOYEES

25433 Narbonne Avenue
Lomita, CA 90717

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5482
Date Established 1947
Assets $20.08 million
Loans $7.60 million
Deposits $17.83 million
Capital $2.16 million

Harbor Area Postal Employees is an NCUA insured institution located in Lomita, CA. It was founded in 1947 and has approximately $20.08 millions in assets.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Harbor Area Postal Employees

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Note to Harbor Area Postal Employees
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There are currently no rates available for Harbor Area Postal Employees, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HARBOR AREA POSTAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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Payment
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Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to HARBOR AREA POSTAL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Harbor Area Postal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Harbor Area Postal Employees Locations


Financial Details

Harbor Area Postal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Harbor Area Postal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Harbor Area Postal Employees U.S. Average
0.95% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Harbor Area Postal Employees had $21,667 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,159,491 in net worth and $123,497 in loans loss reserves. That gives it a Texas Ratio of 0.95%.

Net Worth
Harbor Area Postal Employees U.S. Average
10.75% 13.47%

Harbor Area Postal Employees FCU has a net worth of 10.75% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Harbor Area Postal Employees

Branches and Savings

What is Harbor Area Postal Employees?

A federal credit union, registered with the NCUA under certificate #5482.
Learn more about credit unions here.

Is Harbor Area Postal Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Harbor Area Postal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Harbor Area Postal Employees's share account and share certificate rates?

Harbor Area Postal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Harbor Area Postal Employees?

Harbor Area Postal Employees has total capital of $2.16 million. Full information on Harbor Area Postal Employees's financial position is located above.

Who owns Harbor Area Postal Employees?

Credit Unions are owned by their members.

Where are Harbor Area Postal Employees branches located?

See branch locations nearby.

Are Harbor Area Postal Employees ATMs Open 24/7?

Do Harbor Area Postal Employees ATMs accept cash deposits?

Can Harbor Area Postal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Harbor Area Postal Employees have a mobile app?

Does Harbor Area Postal Employees have mobile deposit?

Does Harbor Area Postal Employees have quick pay?

How can Harbor Area Postal Employees transfer money to other banks or credit unions?

Does Harbor Area Postal Employees report to credit bureaus?

Does Harbor Area Postal Employees use Chexsystems?

Does Harbor Area Postal Employees use Equifax?

What is Harbor Area Postal Employees's toll free phone number?

What is Harbor Area Postal Employees's ACH Routing Number?

What is Harbor Area Postal Employees's SWIFT code?

Where can I find Harbor Area Postal Employees's wire transfer form?

What is the Harbor Area Postal Employees address for deposits?

What Products Does Harbor Area Postal Employees Offer

Does Harbor Area Postal Employees offer mortgages?

Compare mortgage rates here.

Does Harbor Area Postal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Harbor Area Postal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Harbor Area Postal Employees offer student loans or personal loans?

Compare personal loan rates here.

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