Harris County


1400 Franklin St
Houston, TX 77002
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Harris County is an NCUA insured institution located in Houston, TX. It was founded in 1951 and has approximately $203.09 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7552
Date Established 1951
Assets $203.09 million
Loans $90.83 million
Deposits $170.80 million
Capital $32.07 million

Field of Membership Restrictions

Must be an employee or retiree of Harris County or anyone who live, work, attend school or worship in select areas of Houston, Texas.

Deposit Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $5 - Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.30% $5,000 - Learn MoreShow Less

Loan Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HARRIS COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
2.812% 2.750% 0.75 $2,015 $1,021 Learn More
CashCall Mortgage
NMLS ID: 128231
2.673% 2.625% 0.63 $1,562 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Harris County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Harris County Locations

Financial Details

Harris County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Harris County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Harris County U.S. Average
0.88% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Harris County had $289,817 in non-current loans and $0 in owned assets. To cover these potential losses it had $32,067,315 in net worth and $826,377 in loans loss reserves. That gives it a Texas Ratio of 0.88%.

Net Worth
Harris County U.S. Average
15.79% 12.20%

Harris County FCU has a net worth of 15.79% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Harris County

Branches and Savings

What is Harris County?

A federal credit union, registered with the NCUA under certificate #7552.
Learn more about credit unions here.

Is Harris County FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Harris County is insured by the NCUA.

Who can join Harris County?

Please see Field of Membership information above for information on who is eligible to join.

What are Harris County's share account and share certificate rates?

Harris County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Harris County?

Harris County has total capital of $32.07 million. Full information on Harris County's financial position is located above.

Who owns Harris County?

Credit Unions are owned by their members.

Where are Harris County branches located?

See branch locations nearby.

Are Harris County ATMs Open 24/7?

Do Harris County ATMs accept cash deposits?

Can Harris County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Harris County have a mobile app?

Does Harris County have mobile deposit?

Does Harris County have quick pay?

How can Harris County transfer money to other banks or credit unions?

Does Harris County report to credit bureaus?

Does Harris County use Chexsystems?

Does Harris County use Equifax?

What is Harris County's toll free phone number?

What is Harris County's ACH Routing Number?

What is Harris County's SWIFT code?

Where can I find Harris County's wire transfer form?

What is the Harris County address for deposits?

What Products Does Harris County Offer

Does Harris County offer mortgages?

Compare mortgage rates here.

Does Harris County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Harris County offer auto and RV loans?

Compare auto loan rates here.

Does Harris County offer student loans or personal loans?

Compare personal loan rates here.

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