Healthcare 1st

Headquarters

1050 W Industrial Blvd Ste 16
Cumberland, MD 21502
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Healthcare 1st is an NCUA insured institution located in Cumberland, MD. It was founded in 1960 and has approximately $6.6 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13545
Date Established 1960
Assets $6.60 million
Loans $3.05 million
Deposits $6.28 million
Capital $0.19 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Healthcare 1st

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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for HEALTHCARE 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to HEALTHCARE 1ST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Healthcare 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Healthcare 1st Locations


Financial Details

Healthcare 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Healthcare 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Healthcare 1st U.S. Average
36.12% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Healthcare 1st had $81,691 in non-current loans and $0 in owned assets. To cover these potential losses it had $187,313 in net worth and $38,831 in loans loss reserves. That gives it a Texas Ratio of 36.12%.

Net Worth
Healthcare 1st U.S. Average
2.83% 12.67%

Healthcare 1st FCU has a net worth of 2.83% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Healthcare 1st

Branches and Savings

What is Healthcare 1st?

A federal credit union, registered with the NCUA under certificate #13545.
Learn more about credit unions here.

Is Healthcare 1st FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Healthcare 1st is insured by the NCUA.

Who can join Healthcare 1st?

Please see Field of Membership information above for information on who is eligible to join.

What are Healthcare 1st's share account and share certificate rates?

Healthcare 1st's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Healthcare 1st?

Healthcare 1st has total capital of $0.19 million. Full information on Healthcare 1st's financial position is located above.

Who owns Healthcare 1st?

Credit Unions are owned by their members.

Where are Healthcare 1st branches located?

See branch locations nearby.

Are Healthcare 1st ATMs Open 24/7?

Do Healthcare 1st ATMs accept cash deposits?

Can Healthcare 1st customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Healthcare 1st have a mobile app?

Does Healthcare 1st have mobile deposit?

Does Healthcare 1st have quick pay?

How can Healthcare 1st transfer money to other banks or credit unions?

Does Healthcare 1st report to credit bureaus?

Does Healthcare 1st use Chexsystems?

Does Healthcare 1st use Equifax?

What is Healthcare 1st's toll free phone number?

What is Healthcare 1st's ACH Routing Number?

What is Healthcare 1st's SWIFT code?

Where can I find Healthcare 1st's wire transfer form?

What is the Healthcare 1st address for deposits?

What Products Does Healthcare 1st Offer

Does Healthcare 1st offer mortgages?

Compare mortgage rates here.

Does Healthcare 1st offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Healthcare 1st offer auto and RV loans?

Compare auto loan rates here.

Does Healthcare 1st offer student loans or personal loans?

Compare personal loan rates here.

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