HERITAGE SOUTH COMMUNITY CU

P. O. BOX 1219
Shelbyville, TN 37162

Notable Rates APY Vs.Others
Savings 0.25% 2.30% →
1-Year CD 1.86% 2.25% →
2-Year CD 1.91% 2.50% →
5-Year CD 2.02% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Heritage South Community Cu is an NCUA insured institution located in Shelbyville, TN. It was founded in 1957 and has approximately $229.86 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in Bedford, Rutherford, or Marshall counties is eligible to join the credit union. The union also grants membership to the immediate family of current members to include spouses, children, and parents.

NCUA Insured Yes
Charter Number # # 67748
Date Established 1957
Assets $229.86 million
Loans $175.97 million
Deposits $193.51 million
Capital $33.94 million
 

Field of Membership Restrictions

Heritage South Community Credit Union of Tennessee is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Bedford, Rutherford, and Marshall along with the family members of current credit union members.

Deposit Rates - December 6, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.45% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.86% $100 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.51% $1,000 - Learn MoreShow Less
12 Mo CD
1.86% $100 - Learn MoreShow Less
24 Mo CD
1.91% $100 - Learn MoreShow Less
36 Mo CD
1.96% $100 - Learn MoreShow Less
60 Mo CD
2.02% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 $4,999 Learn MoreShow Less

Loan Rates - December 6, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for HERITAGE SOUTH COMMUNITY CU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.625% 3.625% -0.13 ($262) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to HERITAGE SOUTH COMMUNITY CU
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Heritage South Community Cu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Heritage South Community Cu Locations


Financial Details

Heritage South Community Cu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heritage South Community Cu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heritage South Community Cu U.S. Average
4.85% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Heritage South Community Cu had $1,295,125 in non-current loans and $512,145 in owned assets. To cover these potential losses it had $33,937,135 in net worth and $3,313,703 in loans loss reserves. That gives it a Texas Ratio of 4.85%.

Net Worth
Heritage South Community Cu U.S. Average
15.29% 13.65%

Heritage South Community Cu FCU has a net worth of 15.29% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Heritage South Community Cu

Branches and Savings

What is Heritage South Community Cu?

A federal credit union, registered with the NCUA under certificate #67748.
Learn more about credit unions here.

Is Heritage South Community Cu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Heritage South Community Cu?

Please see Field of Membership information above for information on who is eligible to join.

What are Heritage South Community Cu's share account and share certificate rates?

Heritage South Community Cu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Heritage South Community Cu?

Heritage South Community Cu has total capital of $33.94 million. Full information on Heritage South Community Cu's financial position is located above.

Who owns Heritage South Community Cu?

Credit Unions are owned by their members.

Where are Heritage South Community Cu branches located?

See branch locations nearby.

Are Heritage South Community Cu ATMs Open 24/7?

Do Heritage South Community Cu ATMs accept cash deposits?

Can Heritage South Community Cu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Heritage South Community Cu have a mobile app?

Does Heritage South Community Cu have mobile deposit?

Does Heritage South Community Cu have quick pay?

How can Heritage South Community Cu transfer money to other banks or credit unions?

Does Heritage South Community Cu report to credit bureaus?

Does Heritage South Community Cu use Chexsystems?

Does Heritage South Community Cu use Equifax?

What is Heritage South Community Cu's toll free phone number?

What is Heritage South Community Cu's ACH Routing Number?

What is Heritage South Community Cu's SWIFT code?

Where can I find Heritage South Community Cu's wire transfer form?

What is the Heritage South Community Cu address for deposits?

What Products Does Heritage South Community Cu Offer

Does Heritage South Community Cu offer mortgages?

Compare mortgage rates here.

Does Heritage South Community Cu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Heritage South Community Cu offer auto and RV loans?

Compare auto loan rates here.

Does Heritage South Community Cu offer student loans or personal loans?

Compare personal loan rates here.

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