Houston Police Federal Credit Union

Headquarters

1600 Memorial Dr
Houston, TX 77007
See all branch locations →

Notable Rates APY Vs.Others
Savings 1.01% 5.55% →
1-Year CD 0.55% 5.41% →
2-Year CD 0.65% 5.00% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Houston Police is an NCUA insured institution located in Houston, TX. It was founded in 1937 and has approximately $917.94 millions in assets.

Who can join?

Employment Eligibility
If you are a Houston Police officer, you are eligible for membership. Houston Police Deparment Civilian employees may also apply for membership. In addition, retired officers and HPD Civilian employees and employees of Houston Police Federal Credit Union can become a member of the union.

Family Eligibility
if you are an immediate family member of the above, including spouse, children, brothers, sisters, mother, father, grandparents, parent-in-laws, son-in-law, daughters-in-law, grandchildren, great grandchildren, and/or any legal dependents of a member or member’s spouse, you are eligible for membership. Surviving spouses of deceased membership can join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2357
Date Established 1937
Assets $917.94 million
Loans $478.71 million
Deposits $789.47 million
Capital $147.47 million
 

Field of Membership Restrictions

Membership in Houston Police Federal Credit Union is open to officers, civilian employees, retirees and their family of the Houston Police Department.

Deposit Rates - April 17, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
1.01% $2,500 $99,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.51% $1,000 $99,999 Learn More
12 Mo CD
0.55% $100,000 - Learn More
18 Mo CD
0.56% $1,000 $99,999 Learn More
18 Mo CD
0.60% $100,000 - Learn More
24 Mo CD
0.61% $1,000 $99,999 Learn More
24 Mo CD
0.65% $100,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 17, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Houston Police

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Northpointe Bank
NMLS ID: 447490
6.844% 6.750% 1.00 $3,078 $2,076 Learn More
PenFed Credit Union
NMLS ID: 401822
6.932% 6.750% 0.88 $6,000 $2,076 Learn More
CrossCountry Mortgage
NMLS ID: 3029
7.129% 6.990% 0.88 $4,672 $2,127 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Houston Police
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Houston Police branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Houston Police Locations



Climate Policy and Initiatives

HOUSTON POLICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Houston Police Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Houston Police. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Houston Police U.S. Average
8.42% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Houston Police had $12,117,226 in non-current loans and $553,677 in owned assets. To cover these potential losses it had $147,469,769 in net worth and $3,021,451 in loans loss reserves. That gives it a Texas Ratio of 8.42%.

Net Worth
Houston Police U.S. Average
16.01% 13.62%

Houston Police FCU has a net worth of 16.01% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Houston Police

There are currently no comments for HOUSTON POLICE. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or