Illiana Financial Credit Union

Headquarters

Po Box 1249
Calumet City, IL 60409
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.50% 2.26% →
2-Year CD 0.75% 2.86% →
5-Year CD 1.35% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Illiana Financial is an NCUA insured institution located in Calumet City, IL. It was founded in 1936 and has approximately $288.01 millions in assets.

Who can join?

Anyone living, working or worshipping within the geographical boundaries of the Naperville Office, Bradley Office, Calumet City Office or Chicago Heights Office, is eligible for membership at Illiana Financial Credit Union.

NCUA Insured Yes / State-Chartered
Charter Number # # 68425
Date Established 1936
Assets $288.01 million
Loans $126.24 million
Deposits $247.65 million
Capital $39.86 million
 

Field of Membership Restrictions

Illiana Financial credit Union of Illinois is open to the residents, church members,and the people that maintain employment within the eligible locations that are listed on the credit union website.

Deposit Rates - May 25, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.35% $10,000 $14,999 Learn More
60 Mo CD
1.35% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 25, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ILLIANA FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
5.086% 5.000% 1.00 $2,460 $1,343 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ILLIANA FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Illiana Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Illiana Financial Locations



Climate Initiatives

ILLIANA FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Illiana Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Illiana Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Illiana Financial U.S. Average
4.38% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Illiana Financial had $1,579,564 in non-current loans and $263,000 in owned assets. To cover these potential losses it had $39,861,898 in net worth and $2,193,617 in loans loss reserves. That gives it a Texas Ratio of 4.38%.

Net Worth
Illiana Financial U.S. Average
13.84% 12.36%

Illiana Financial FCU has a net worth of 13.84% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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