ILLIANA FINANCIAL

Headquarters

PO BOX 1249
Calumet City, IL 60409
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.50% 1.01% →
2-Year CD 0.75% 0.95% →
5-Year CD 1.35% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Illiana Financial is an NCUA insured institution located in Calumet City, IL. It was founded in 1936 and has approximately $241 millions in assets.

Who can join?

Anyone living, working or worshipping within the geographical boundaries of the Naperville Office, Bradley Office, Calumet City Office or Chicago Heights Office, is eligible for membership at Illiana Financial Credit Union.

NCUA Insured Yes
Charter Number # # 68425
Date Established 1936
Assets $241.00 million
Loans $119.93 million
Deposits $200.77 million
Capital $37.25 million
 

Field of Membership Restrictions

Illiana Financial credit Union of Illinois is open to the residents, church members,and the people that maintain employment within the eligible locations that are listed on the credit union website.

Deposit Rates - October 26, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.35% $10,000 $14,999 Learn More
60 Mo CD
1.35% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ILLIANA FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.666% 2.625% 0.50 $1,335 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ILLIANA FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Illiana Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Illiana Financial Locations


Financial Details

Illiana Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Illiana Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Illiana Financial U.S. Average
6.33% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Illiana Financial had $2,120,430 in non-current loans and $395,650 in owned assets. To cover these potential losses it had $37,250,712 in net worth and $2,472,034 in loans loss reserves. That gives it a Texas Ratio of 6.33%.

Net Worth
Illiana Financial U.S. Average
15.45% 13.61%

Illiana Financial FCU has a net worth of 15.45% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Illiana Financial

Branches and Savings

What is Illiana Financial?

A federal credit union, registered with the NCUA under certificate #68425.
Learn more about credit unions here.

Is Illiana Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Illiana Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Illiana Financial's share account and share certificate rates?

Illiana Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Illiana Financial?

Illiana Financial has total capital of $37.25 million. Full information on Illiana Financial's financial position is located above.

Who owns Illiana Financial?

Credit Unions are owned by their members.

Where are Illiana Financial branches located?

See branch locations nearby.

Are Illiana Financial ATMs Open 24/7?

Do Illiana Financial ATMs accept cash deposits?

Can Illiana Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Illiana Financial have a mobile app?

Does Illiana Financial have mobile deposit?

Does Illiana Financial have quick pay?

How can Illiana Financial transfer money to other banks or credit unions?

Does Illiana Financial report to credit bureaus?

Does Illiana Financial use Chexsystems?

Does Illiana Financial use Equifax?

What is Illiana Financial's toll free phone number?

What is Illiana Financial's ACH Routing Number?

What is Illiana Financial's SWIFT code?

Where can I find Illiana Financial's wire transfer form?

What is the Illiana Financial address for deposits?

What Products Does Illiana Financial Offer

Does Illiana Financial offer mortgages?

Compare mortgage rates here.

Does Illiana Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Illiana Financial offer auto and RV loans?

Compare auto loan rates here.

Does Illiana Financial offer student loans or personal loans?

Compare personal loan rates here.

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