INDIAN RIVER

Headquarters

P.O. Box 2080
Vero Beach, FL 329622080
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Indian River is an NCUA insured institution located in Vero Beach, FL. It was founded in 1959 and has approximately $55.52 millions in assets.

This business is closed.

NCUA Insured Yes
Charter Number # # 13257
Date Established 1959
Assets $55.52 million
Loans $14.57 million
Deposits $52.06 million
Capital $2.98 million
 

Deposit Rates - January 17, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Indian River

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Loan Rates - January 17, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for INDIAN RIVER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to INDIAN RIVER
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Branches

Below are Indian River branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Indian River Locations


Financial Details

Indian River Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Indian River. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Indian River U.S. Average
5.33% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Indian River had $175,457 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,981,389 in net worth and $313,071 in loans loss reserves. That gives it a Texas Ratio of 5.33%.

Net Worth
Indian River U.S. Average
5.37% 12.91%

Indian River FCU has a net worth of 5.37% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Indian River

Branches and Savings

What is Indian River?

A federal credit union, registered with the NCUA under certificate #13257.
Learn more about credit unions here.

Is Indian River FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Indian River?

Please see Field of Membership information above for information on who is eligible to join.

What are Indian River's share account and share certificate rates?

Indian River's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Indian River?

Indian River has total capital of $2.98 million. Full information on Indian River's financial position is located above.

Who owns Indian River?

Credit Unions are owned by their members.

Where are Indian River branches located?

See branch locations nearby.

Are Indian River ATMs Open 24/7?

Do Indian River ATMs accept cash deposits?

Can Indian River customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Indian River have a mobile app?

Does Indian River have mobile deposit?

Does Indian River have quick pay?

How can Indian River transfer money to other banks or credit unions?

Does Indian River report to credit bureaus?

Does Indian River use Chexsystems?

Does Indian River use Equifax?

What is Indian River's toll free phone number?

What is Indian River's ACH Routing Number?

What is Indian River's SWIFT code?

Where can I find Indian River's wire transfer form?

What is the Indian River address for deposits?

What Products Does Indian River Offer

Does Indian River offer mortgages?

Compare mortgage rates here.

Does Indian River offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Indian River offer auto and RV loans?

Compare auto loan rates here.

Does Indian River offer student loans or personal loans?

Compare personal loan rates here.

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