INDIANA HEARTLAND

402 S BERKLEY RD
Kokomo, IN 46901

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24108
Date Established 1972
Assets $20.23 million
Loans $17.59 million
Deposits $18.30 million
Capital $1.88 million

Indiana Heartland is an NCUA insured institution located in Kokomo, IN. It was founded in 1972 and has approximately $20.23 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
Special: 9 Mo CD
2.37% $1,000 - Learn MoreShow Less
12 Mo CD
1.75% $500 - Learn MoreShow Less
Special: 14 Mo CD
2.53% $1,000 - Learn MoreShow Less
18 Mo CD
2.00% $500 - Learn MoreShow Less
24 Mo CD
2.25% $1,000 - Learn MoreShow Less
36 Mo CD
2.50% $500 - Learn MoreShow Less
48 Mo CD
2.75% $500 - Learn MoreShow Less
60 Mo CD
3.15% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.15% $5 $7,500 Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for INDIANA HEARTLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to INDIANA HEARTLAND
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Indiana Heartland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Indiana Heartland Locations


Financial Details

Indiana Heartland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Indiana Heartland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Indiana Heartland U.S. Average
14.50% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Indiana Heartland had $276,707 in non-current loans and $22,724 in owned assets. To cover these potential losses it had $1,875,578 in net worth and $189,401 in loans loss reserves. That gives it a Texas Ratio of 14.50%.

Net Worth
Indiana Heartland U.S. Average
9.27% 13.47%

Indiana Heartland FCU has a net worth of 9.27% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Indiana Heartland

Branches and Savings

What is Indiana Heartland?

A federal credit union, registered with the NCUA under certificate #24108.
Learn more about credit unions here.

Is Indiana Heartland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Indiana Heartland?

Please see Field of Membership information above for information on who is eligible to join.

What are Indiana Heartland's share account and share certificate rates?

Indiana Heartland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Indiana Heartland?

Indiana Heartland has total capital of $1.88 million. Full information on Indiana Heartland's financial position is located above.

Who owns Indiana Heartland?

Credit Unions are owned by their members.

Where are Indiana Heartland branches located?

See branch locations nearby.

Are Indiana Heartland ATMs Open 24/7?

Do Indiana Heartland ATMs accept cash deposits?

Can Indiana Heartland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Indiana Heartland have a mobile app?

Does Indiana Heartland have mobile deposit?

Does Indiana Heartland have quick pay?

How can Indiana Heartland transfer money to other banks or credit unions?

Does Indiana Heartland report to credit bureaus?

Does Indiana Heartland use Chexsystems?

Does Indiana Heartland use Equifax?

What is Indiana Heartland's toll free phone number?

What is Indiana Heartland's ACH Routing Number?

What is Indiana Heartland's SWIFT code?

Where can I find Indiana Heartland's wire transfer form?

What is the Indiana Heartland address for deposits?

What Products Does Indiana Heartland Offer

Does Indiana Heartland offer mortgages?

Compare mortgage rates here.

Does Indiana Heartland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Indiana Heartland offer auto and RV loans?

Compare auto loan rates here.

Does Indiana Heartland offer student loans or personal loans?

Compare personal loan rates here.

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