P O Box 550
Ruston, LA 71273
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Notable Rates APY Vs.Others
Savings 0.30% 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Jaco is an NCUA insured institution located in Ruston, LA. It was founded in 1961 and has approximately $12.09 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14291
Date Established 1961
Assets $12.09 million
Loans $6.33 million
Deposits $9.94 million
Capital $2.14 million

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.30% $2,500 $4,999 Learn More

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for JACO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to JACO
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Below are Jaco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Financial Details

Jaco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jaco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jaco U.S. Average
11.59% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Jaco had $244,404 in non-current loans and $6,355 in owned assets. To cover these potential losses it had $2,138,802 in net worth and $25,384 in loans loss reserves. That gives it a Texas Ratio of 11.59%.

Net Worth
Jaco U.S. Average
17.68% 12.67%

Jaco FCU has a net worth of 17.68% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Jaco

Branches and Savings

What is Jaco?

A federal credit union, registered with the NCUA under certificate #14291.
Learn more about credit unions here.

Is Jaco FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Jaco is insured by the NCUA.

Who can join Jaco?

Please see Field of Membership information above for information on who is eligible to join.

What are Jaco's share account and share certificate rates?

Jaco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jaco?

Jaco has total capital of $2.14 million. Full information on Jaco's financial position is located above.

Who owns Jaco?

Credit Unions are owned by their members.

Where are Jaco branches located?

See branch locations nearby.

Are Jaco ATMs Open 24/7?

Do Jaco ATMs accept cash deposits?

Can Jaco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jaco have a mobile app?

Does Jaco have mobile deposit?

Does Jaco have quick pay?

How can Jaco transfer money to other banks or credit unions?

Does Jaco report to credit bureaus?

Does Jaco use Chexsystems?

Does Jaco use Equifax?

What is Jaco's toll free phone number?

What is Jaco's ACH Routing Number?

What is Jaco's SWIFT code?

Where can I find Jaco's wire transfer form?

What is the Jaco address for deposits?

What Products Does Jaco Offer

Does Jaco offer mortgages?

Compare mortgage rates here.

Does Jaco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jaco offer auto and RV loans?

Compare auto loan rates here.

Does Jaco offer student loans or personal loans?

Compare personal loan rates here.

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