Jacom Credit Union
Headquarters
3037 W Jefferson Blvd
Los Angeles, CA 90018
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2024 Overview
General Credit Union Information
Jacom is an NCUA insured institution located in Los Angeles, CA. It was founded in 1951 and has approximately $60.6 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63589 |
| Date Established | 1951 |
| Assets | $60.60 million |
| Loans | $14.34 million |
| Deposits | $53.77 million |
| Capital | $10.03 million |
Field of Membership Restrictions
Jacom Credit Union of California is open to the residents of Japenese lineage within these qualified counties: Los Angeles, Orange, Riverside, and San Bernardino, along with the employees of the partner companies and select employee groups that are listed on the credit union website, students, graduates, staff, administrators, Parent Teacher Association members, and anyone affiliated with the Japanese Language School Unified System, employees and the members of the credit union affiliated groups, associations, and institutions that are listed on the credit union website, as well as the direct family members of the current credit union members.
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Jacom
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Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Jacom
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
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Branches
Below are Jacom branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
JACOM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Jacom Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Jacom. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Jacom | U.S. Average |
|---|---|
| 0.39% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Jacom had $23,686 in non-current loans and $15,850 in owned assets. To cover these potential losses it had $10,033,180 in net worth and $77,610 in loans loss reserves. That gives it a Texas Ratio of 0.39%.
Net Worth
| Jacom | U.S. Average |
|---|---|
| 16.56% | 13.62% |
Jacom FCU has a net worth of 16.56% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Jacom
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