PO BOX 2357
Jacksonville, FL 32232


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 340
Date Established 1935
Assets $393.73 million
Loans $292.96 million
Deposits $342.84 million
Capital $42.75 million

Jax is an NCUA insured institution located in Jacksonville, FL. It was founded in 1935 and has approximately $393.73 millions in assets.

Who can join?

You can join Jax Federal Credit Union if you live, learn, work, or worship in the following Northeast Florida counties:
St. Johns Counties

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Duval, Clay, Nassau, Baker, or St. Johns counties in Florida.

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $9,999 Learn MoreShow Less
Money Market
0.55% $10,000 $24,999 Learn MoreShow Less
Money Market
0.60% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.90% $500 $2,499 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.30% $2,500 $24,999 Learn MoreShow Less
6 Mo CD
1.35% $100,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JAX

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
4.836% 4.750% 0.00 $2,500 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to JAX
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Jax branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Jax Locations

Financial Details

Jax Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jax. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jax U.S. Average
2.52% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Jax had $1,027,635 in non-current loans and $107,452 in owned assets. To cover these potential losses it had $42,745,154 in net worth and $2,214,782 in loans loss reserves. That gives it a Texas Ratio of 2.52%.

Net Worth
Jax U.S. Average
10.85% 13.21%

Jax FCU has a net worth of 10.85% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Jax

What is Jax?

A federal credit union, registered with the NCUA under certificate #340.
Learn more about credit unions here.

Is Jax FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jax?

Please see Field of Membership information above for information on who is eligible to join.

What are Jax's share account and share certificate rates?

Jax's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jax?

Jax has total capital of $42.75 million. Full information on Jax's financial position is located above.

Who owns Jax?

Credit Unions are owned by their members.

Where are Jax branches located?

See branch locations nearby.

Are Jax ATMs Open 24/7?

Do Jax ATMs accept cash deposits?

Can Jax customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jax have a mobile app?

Does Jax have mobile deposit?

Does Jax have quick pay?

How can Jax transfer money to other banks or credit unions?

Does Jax report to credit bureaus?

Does Jax use Chexsystems?

Does Jax use Equifax?

What is Jax's toll free phone number?

What is Jax's ACH Routing Number?

What is Jax's SWIFT code?

Where can I find Jax's wire transfer form?

What is the Jax address for deposits?

What Products Does Jax Offer

Does Jax offer mortgages?

Compare mortgage rates here.

Does Jax offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jax offer auto and RV loans?

Compare auto loan rates here.

Does Jax offer student loans or personal loans?

Compare personal loan rates here.

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