Toledo Metro Federal Credit Union

Headquarters

1212 Adams St
Toledo, OH 43604
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Toledo Metro is an NCUA insured institution located in Toledo, OH. It was founded in 1954 and has approximately $62.37 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9189
Date Established 1954
Assets $62.37 million
Loans $28.43 million
Deposits $56.48 million
Capital $5.58 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school, in Lucas County, Ohio.

Deposit Rates - September 25, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Toledo Metro

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Loan Rates - September 25, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Toledo Metro

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Toledo Metro branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Toledo Metro Locations around zip code 85001


BranchDistance Map View Lobby Hours

Toledo Metro FCU

1615.10 A View Lobby Hours


Climate Policy and Initiatives

TOLEDO METRO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Toledo Metro Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Toledo Metro. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Toledo Metro U.S. Average
3.57% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Toledo Metro had $165,648 in non-current loans and $41,062 in owned assets. To cover these potential losses it had $5,583,655 in net worth and $213,864 in loans loss reserves. That gives it a Texas Ratio of 3.57%.

Net Worth
Toledo Metro U.S. Average
8.95% 14.48%

Toledo Metro FCU has a net worth of 8.95% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Toledo Metro

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