PO BOX 58346
Houston, TX 77258
Jsc is an NCUA insured institution located in Houston, TX. It was founded in 1961 and has approximately $2166.29 millions in assets.
Who can join?
Eligibility to become a member depends upon where you live, work, worship or attend school in the Houston Bay Area.
You are eligible to join JSC FCU if you live, work, worship, attend school or regularly conduct business in one of the following areas:
Galveston County
Texas City
City of Houston
You may join JSC FCU if you are an employee or a member of one of the 1,000+ companies, organizations, churches, homeowner associations or areas of community service in our field of membership.
List of companies: https://www.jscfcu.org/membership/eligibility-companies.php
List of churches: https://www.jscfcu.org/membership/eligibility-churches.php
List of other associations: https://www.jscfcu.org/membership/eligibility-hoa.php
and also: https://www.jscfcu.org/membership/eligibility-other-associations.php
You may also be eligible to join if you are an immediate family member or live in the same household as a current JSC FCU member.
| NCUA Insured | Yes |
| Charter Number # | # 14762 |
| Date Established | 1961 |
| Assets | $2,166.29 million |
| Loans | $882.70 million |
| Deposits | $1,910.69 million |
| Capital | $248.61 million |
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $5 | $24,999 | Learn More |
|
Money Market
|
0.60% | $1,000 | $24,999 | Learn More |
|
Money Market
|
0.75% | $25,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
1.90% | $500 | $49,999 | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
0.55% | $500 | $49,999 | Learn More |
| 3 Mo CD
|
0.70% | $100,000 | - | Learn More |
|
|
0.70% | $500 | $49,999 | Learn More |
| 6 Mo CD
|
1.35% | $100,000 | - | Learn More |
|
|
1.90% | $500 | $49,999 | Learn More |
| 12 Mo CD
|
2.00% | $100,000 | - | Learn More |
|
|
1.95% | $500 | $49,999 | Learn More |
| 18 Mo CD
|
2.10% | $100,000 | - | Learn More |
|
|
2.00% | $500 | $49,999 | Learn More |
| 24 Mo CD
|
2.15% | $100,000 | - | Learn More |
|
|
2.00% | $500 | $49,999 | Learn More |
| 36 Mo CD
|
2.15% | $100,000 | - | Learn More |
|
|
2.10% | $500 | $49,999 | Learn More |
| 48 Mo CD
|
2.20% | $100,000 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
0.10% | $750 | $24,999 | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for JSC
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
4.919% | 4.875% | 0.00 | $1,250 | $1,324 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
3.375% | 3.375% | 0.00 | ($22) | $1,106 | Learn More |
NMLS ID: 3030 |
4.668% | 4.625% | 0.00 | $1,250 | $1,286 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Figure Home Equity Line |
0.000 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans |
3.740 %
|
$0 |
Learn More
More Info |
Bethpage Federal Credit Union |
Intro APR 3.990 % After Intro: 5.000 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to JSC
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Jsc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Jsc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Jsc | U.S. Average |
|---|---|
| 1.57% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, Jsc had $3,867,625 in non-current loans and $76,415 in owned assets. To cover these potential losses it had $248,607,047 in net worth and $2,418,692 in loans loss reserves. That gives it a Texas Ratio of 1.57%.
| Jsc | U.S. Average |
|---|---|
| 11.47% | 13.65% |
Jsc FCU has a net worth of 11.47% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #14762.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Jsc has total capital of $248.61 million. Full information on Jsc's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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