Judd`s Federal Credit Union

Headquarters

16501 Shady Grove Rd
Gaithersburg, MD 20898
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Notable Rates	APY	Vs.Others
Savings	N.A.	6.25% →
1-Year CD	N.A.	5.15% →
2-Year CD	N.A.	5.10% →
5-Year CD	N.A.	4.50% →
30-Year Mortgage	N.A.	0.00% →
15-Year Mortgage	N.A.	0.00% →
HELOC	N.A.	0.99% →

Overview
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2023 Overview

General Credit Union Information

Judd`s is an NCUA insured institution located in Gaithersburg, MD. It was founded in 1935 and has approximately $1.73 millions in assets.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 560
Date Established	1935
Assets	$1.73 million
Loans	$0.71 million
Deposits	$1.45 million
Capital	$0.28 million

Deposit Rates - March 24, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Judd`s

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Loan Rates - March 24, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Judd`s

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: Not lender						Learn More

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Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender	APR (%)^?	Monthly Payment^?	Learn More
Bethpage Federal Credit Union See Table	Intro APR 7.240 % After Intro: 8.250 % Intro Period: 12 months	$25,000	Learn More More Info
Home Equity rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Published rates and terms based on primary homes. Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply. Rates as low as 5.74%. Prime Rate as of 9/23/2022=6.25% (Wall Street Journal). No application or closing costs Flexible credit - only pay for what you use
Third Federal Savings and Loan See Table	6.740 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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Branches

Below are Judd`s branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia

Judd`s Locations

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Climate Initiatives

JUDD`S is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Judd`s Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Judd`s. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Judd`s	U.S. Average
1.01%	4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Judd`s had $2,896 in non-current loans and $0 in owned assets. To cover these potential losses it had $275,216 in net worth and $11,620 in loans loss reserves. That gives it a Texas Ratio of 1.01%.

Net Worth

Judd`s	U.S. Average
15.89%	12.52%

Judd`s FCU has a net worth of 15.89% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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