16501 Shady Grove Rd
Gaithersburg, MD 20898


General Credit Union Information

NCUA Insured Yes
Charter Number # # 560
Date Established 1935
Assets $1.99 million
Loans $0.93 million
Deposits $1.66 million
Capital $0.32 million

Judd`s is an NCUA insured institution located in Gaithersburg, MD. It was founded in 1935 and has approximately $1.99 millions in assets.

Deposit Rates

Your Current Location: Virginia, VA 20146

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Note to Judd`s
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There are currently no rates available for Judd`s, but see these great savings and CD rates:

1.55% APY High Yield Savings from Synchrony Bank
1.95% APY 12 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JUDD`S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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Flagstar Bank, FSB
NMLS ID: 417490
4.553% 4.500% 0.25 $1,548 $1,267 Learn More
PenFed Credit Union
NMLS ID: 401822
4.459% 4.375% 0.00 $2,500 $1,249 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.040% 4.990% 0.25 $1,424 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
5.040% 4.990% 0.25 $1,424 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to JUDD`S
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Below are Judd`s branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Judd`s Locations

Financial Details

Judd`s Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Judd`s. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Judd`s U.S. Average
8.90% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, Judd`s had $29,299 in non-current loans and $0 in owned assets. To cover these potential losses it had $324,234 in net worth and $5,070 in loans loss reserves. That gives it a Texas Ratio of 8.90%.

Net Worth
Judd`s U.S. Average
16.28% 13.15%

Judd`s FCU has a net worth of 16.28% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Judd`s

What is Judd`s?

A federal credit union, registered with the NCUA under certificate #560.
Learn more about credit unions here.

Is Judd`s FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Judd`s?

Please see Field of Membership information above for information on who is eligible to join.

What are Judd`s's share account and share certificate rates?

Judd`s's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Judd`s?

Judd`s has total capital of $0.32 million. Full information on Judd`s's financial position is located above.

Who owns Judd`s?

Credit Unions are owned by their members.

Where are Judd`s branches located?

See branch locations nearby.

Are Judd`s ATMs Open 24/7?

Do Judd`s ATMs accept cash deposits?

Can Judd`s customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Judd`s have a mobile app?

Does Judd`s have mobile deposit?

Does Judd`s have quick pay?

How can Judd`s transfer money to other banks or credit unions?

Does Judd`s report to credit bureaus?

Does Judd`s use Chexsystems?

Does Judd`s use Equifax?

What is Judd`s's toll free phone number?

What is Judd`s's ACH Routing Number?

What is Judd`s's SWIFT code?

Where can I find Judd`s's wire transfer form?

What is the Judd`s address for deposits?

What Products Does Judd`s Offer

Does Judd`s offer mortgages?

Compare mortgage rates here.

Does Judd`s offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Judd`s offer auto and RV loans?

Compare auto loan rates here.

Does Judd`s offer student loans or personal loans?

Compare personal loan rates here.

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