Judd`s Federal Credit Union

Headquarters

16501 Shady Grove Rd
Gaithersburg, MD 20898
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Judd`s is an NCUA insured institution located in Gaithersburg, MD. It was founded in 1935 and has approximately $1.73 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 560
Date Established 1935
Assets $1.73 million
Loans $0.71 million
Deposits $1.45 million
Capital $0.28 million
 

Deposit Rates - June 27, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Judd`s

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Loan Rates - June 27, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JUDD`S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
5.578% 5.500% 0.88 $2,152 $1,420 Learn More

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Branches

Below are Judd`s branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Judd`s Locations



Climate Initiatives

JUDD`S is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Judd`s Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Judd`s. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Judd`s U.S. Average
1.01% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Judd`s had $2,896 in non-current loans and $0 in owned assets. To cover these potential losses it had $275,216 in net worth and $11,620 in loans loss reserves. That gives it a Texas Ratio of 1.01%.

Net Worth
Judd`s U.S. Average
15.89% 12.36%

Judd`s FCU has a net worth of 15.89% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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