KANE COUNTY TEACHERS

111 S Hawthorne St
Elgin, IL 60123

Notable Rates APY Vs.Others
Savings 0.10% 1.90% →
1-Year CD 0.40% 1.90% →
2-Year CD 0.50% 1.95% →
5-Year CD 0.80% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Kane County Teachers is located in Elgin, Il. It was founded in 1937 and has approximately $256.17 millions in assets.

Who can join?

Membership in KCT Credit Union is open to anyone who lives or works within the following counties: Dekalb, DuPage, Grundy, Kane, Kendall, McHenry, and Cook County west of Route 83.

NCUA Insured No
Charter Number # # 95015
Date Established 1937
Assets $256.17 million
Loans $166.16 million
Deposits $225.20 million
Capital $29.31 million
 

Field of Membership Restrictions

Membership is open to those who live or work in DuPage, DeKalb, Kane, Grundy, Kendall, McHenry, and Cook (west of route 83) Counties in Illinois. Membership is also open to over 200 Select Employer Groups.

Deposit Rates - April 4, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.12% $2,500 $9,999 Learn MoreShow Less
Money Market
0.12% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $500 - Learn MoreShow Less
6 Mo CD
0.40% $500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $100 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $499 Learn MoreShow Less
Int Ckg
0.05% $500 - Learn MoreShow Less

Loan Rates - April 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KANE COUNTY TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to KANE COUNTY TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Kane County Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Kane County Teachers Locations


Financial Details

Kane County Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kane County Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kane County Teachers U.S. Average
7.28% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Kane County Teachers had $1,150,156 in non-current loans and $1,155,510 in owned assets. To cover these potential losses it had $29,308,107 in net worth and $2,377,928 in loans loss reserves. That gives it a Texas Ratio of 7.28%.

Net Worth
Kane County Teachers U.S. Average
11.44% 13.65%

Kane County Teachers FCU has a net worth of 11.44% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Kane County Teachers

Branches and Savings

What is Kane County Teachers?

A federal credit union, registered with the NCUA under certificate #95015.
Learn more about credit unions here.

Is Kane County Teachers FDIC insured?

No, Kane County Teachers credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Kane County Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Kane County Teachers's share account and share certificate rates?

Kane County Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kane County Teachers?

Kane County Teachers has total capital of $29.31 million. Full information on Kane County Teachers's financial position is located above.

Who owns Kane County Teachers?

Credit Unions are owned by their members.

Where are Kane County Teachers branches located?

See branch locations nearby.

Are Kane County Teachers ATMs Open 24/7?

Do Kane County Teachers ATMs accept cash deposits?

Can Kane County Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kane County Teachers have a mobile app?

Does Kane County Teachers have mobile deposit?

Does Kane County Teachers have quick pay?

How can Kane County Teachers transfer money to other banks or credit unions?

Does Kane County Teachers report to credit bureaus?

Does Kane County Teachers use Chexsystems?

Does Kane County Teachers use Equifax?

What is Kane County Teachers's toll free phone number?

What is Kane County Teachers's ACH Routing Number?

What is Kane County Teachers's SWIFT code?

Where can I find Kane County Teachers's wire transfer form?

What is the Kane County Teachers address for deposits?

What Products Does Kane County Teachers Offer

Does Kane County Teachers offer mortgages?

Compare mortgage rates here.

Does Kane County Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kane County Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Kane County Teachers offer student loans or personal loans?

Compare personal loan rates here.

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