Kaskaskia Valley Credit Union

Headquarters

401 S Poplar St
Centralia, IL 62801
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.10% 2.26% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Kaskaskia Valley is an NCUA insured institution located in Centralia, IL. It was founded in 1982 and has approximately $26.8 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 65988
Date Established 1982
Assets $26.80 million
Loans $15.07 million
Deposits $24.71 million
Capital $1.99 million
 

Deposit Rates - May 25, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 25, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KASKASKIA VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.761% 5.625% 1.00 $3,750 $1,440 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to KASKASKIA VALLEY
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Branches

Below are Kaskaskia Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Kaskaskia Valley Locations



Climate Initiatives

KASKASKIA VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Kaskaskia Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kaskaskia Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kaskaskia Valley U.S. Average
3.22% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Kaskaskia Valley had $67,333 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,988,574 in net worth and $100,581 in loans loss reserves. That gives it a Texas Ratio of 3.22%.

Net Worth
Kaskaskia Valley U.S. Average
7.41% 12.36%

Kaskaskia Valley FCU has a net worth of 7.41% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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