Kellogg Community Federal Credit Union

Headquarters

Po Box 140
Battle Creek, MI 49016
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Kellogg Community is an NCUA insured institution located in Battle Creek, MI. It was founded in 1941 and has approximately $453.77 millions in assets.

Who can join?

The field of membership includes people who live, work, worship or attend school in, and businesses and other legal entities located in Allegan County, Barry County, Berrien County, Branch County, Calhoun County, Cass County, Kalamazoo County, St. Joseph County and Van Buren County, Michigan.

Relatives of KCFCU members are also eligible for credit union membership!

NCUA Insured Yes / Federally Chartered
Charter Number # # 4702
Date Established 1941
Assets $453.77 million
Loans $231.61 million
Deposits $388.67 million
Capital $58.50 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and businesses or other legal entities located in, Allegan County, Barry County, Berrien County, Branch County, Calhoun County, Cass County, Kalamazoo County, St. Joseph County, and Van Buren County, Michigan.

Deposit Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Kellogg Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KELLOGG COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank, A Division of First Citizens Bank
NMLS ID: 503941
5.853% 5.750% 0.63 $2,880 $1,459 Learn More

Note to KELLOGG COMMUNITY
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Branches

Below are Kellogg Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Kellogg Community Locations



Climate Initiatives

KELLOGG COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Kellogg Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kellogg Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kellogg Community U.S. Average
5.22% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Kellogg Community had $2,944,171 in non-current loans and $284,725 in owned assets. To cover these potential losses it had $58,502,844 in net worth and $3,375,634 in loans loss reserves. That gives it a Texas Ratio of 5.22%.

Net Worth
Kellogg Community U.S. Average
12.89% 12.36%

Kellogg Community FCU has a net worth of 12.89% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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