Kellogg Community Federal Credit Union
Headquarters
Po Box 140
Battle Creek, MI 49016
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2024 Overview
General Credit Union Information
Kellogg Community is an NCUA insured institution located in Battle Creek, MI. It was founded in 1941 and has approximately $453.77 millions in assets.
Who can join?
The field of membership includes people who live, work, worship or attend school in, and businesses and other legal entities located in Allegan County, Barry County, Berrien County, Branch County, Calhoun County, Cass County, Kalamazoo County, St. Joseph County and Van Buren County, Michigan.
Relatives of KCFCU members are also eligible for credit union membership!
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 4702 |
| Date Established | 1941 |
| Assets | $453.77 million |
| Loans | $231.61 million |
| Deposits | $388.67 million |
| Capital | $58.50 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in, and businesses or other legal entities located in, Allegan County, Barry County, Berrien County, Branch County, Calhoun County, Cass County, Kalamazoo County, St. Joseph County, and Van Buren County, Michigan.
Deposit Rates - May 10, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Kellogg Community
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - May 10, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Kellogg Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.553% | 6.375% | 0.88 | $6,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
7.070% | 6.990% | 0.63 | $2,578 | $2,127 | Learn More |
NMLS ID: 1907 |
7.169% | 6.990% | 0.88 | $5,802 | $2,127 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Kellogg Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Kellogg Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
KELLOGG COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Kellogg Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Kellogg Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Kellogg Community | U.S. Average |
|---|---|
| 5.22% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Kellogg Community had $2,944,171 in non-current loans and $284,725 in owned assets. To cover these potential losses it had $58,502,844 in net worth and $3,375,634 in loans loss reserves. That gives it a Texas Ratio of 5.22%.
Net Worth
| Kellogg Community | U.S. Average |
|---|---|
| 12.89% | 13.62% |
Kellogg Community FCU has a net worth of 12.89% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Kellogg Community
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