999 W Big Beaver
Troy, MI 48084
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Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Kelly is an NCUA insured institution located in Troy, MI. It was founded in 1957 and has approximately $4.97 millions in assets.

NCUA Insured Yes
Charter Number # # 14121
Date Established 1957
Assets $4.97 million
Loans $3.10 million
Deposits $4.69 million
Capital $0.26 million

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Kelly

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Note to Kelly
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Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KELLY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.571% 2.500% 1.00 $2,345 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to KELLY
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Financial Details

Kelly Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kelly. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kelly U.S. Average
67.83% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Kelly had $212,144 in non-current loans and $0 in owned assets. To cover these potential losses it had $260,069 in net worth and $52,696 in loans loss reserves. That gives it a Texas Ratio of 67.83%.

Net Worth
Kelly U.S. Average
5.23% 12.91%

Kelly FCU has a net worth of 5.23% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Kelly

Branches and Savings

What is Kelly?

A credit union, registered with the NCUA under certificate #14121.
Learn more about credit unions here.

Is Kelly FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Kelly?

Please see Field of Membership information above for information on who is eligible to join.

What are Kelly's share account and share certificate rates?

Kelly's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kelly?

Kelly has total capital of $0.26 million. Full information on Kelly's financial position is located above.

Who owns Kelly?

Credit Unions are owned by their members.

Where are Kelly branches located?

See branch locations nearby.

Are Kelly ATMs Open 24/7?

Do Kelly ATMs accept cash deposits?

Can Kelly customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kelly have a mobile app?

Does Kelly have mobile deposit?

Does Kelly have quick pay?

How can Kelly transfer money to other banks or credit unions?

Does Kelly report to credit bureaus?

Does Kelly use Chexsystems?

Does Kelly use Equifax?

What is Kelly's toll free phone number?

What is Kelly's ACH Routing Number?

What is Kelly's SWIFT code?

Where can I find Kelly's wire transfer form?

What is the Kelly address for deposits?

What Products Does Kelly Offer

Does Kelly offer mortgages?

Compare mortgage rates here.

Does Kelly offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kelly offer auto and RV loans?

Compare auto loan rates here.

Does Kelly offer student loans or personal loans?

Compare personal loan rates here.

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