LA FINANCIAL

1520 W COLORADO BLVD
Pasadena, CA 91105

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2024
Date Established 1937
Assets $408.28 million
Loans $319.51 million
Deposits $369.21 million
Capital $37.47 million

La Financial is an NCUA insured institution located in Pasadena, CA. It was founded in 1937 and has approximately $408.28 millions in assets.

Who can join?

La Financial offers services to everyone who lives, works, worships, volunteers, or attends school in, or businesses or other legal entities in Los Angeles County, California.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in, or businesses or other legal entities in Los Angeles County, California.

Deposit Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.20% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.15% $10,000 $49,999 Learn MoreShow Less
0.20% $10,000 $49,999 Learn MoreShow Less
0.35% $10,000 $49,999 Learn MoreShow Less
Special: 13 Mo CD
1.51% $5,000 $24,999 Learn MoreShow Less
Special: 13 Mo CD
2.27% $25,000 $250,000 Learn MoreShow Less
0.70% $10,000 $49,999 Learn MoreShow Less
0.85% $10,000 $49,999 Learn MoreShow Less
1.21% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.10% $1 $9,999 Learn MoreShow Less

Loan Rates - August 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LA FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.625% 4.625% 0.00 $0 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to LA FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are La Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


La Financial Locations


Financial Details

La Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of La Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
La Financial U.S. Average
2.42% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, La Financial had $893,392 in non-current loans and $30,507 in owned assets. To cover these potential losses it had $37,470,719 in net worth and $708,710 in loans loss reserves. That gives it a Texas Ratio of 2.42%.

Net Worth
La Financial U.S. Average
9.17% 13.47%

La Financial FCU has a net worth of 9.17% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About La Financial

Branches and Savings

What is La Financial?

A federal credit union, registered with the NCUA under certificate #2024.
Learn more about credit unions here.

Is La Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join La Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are La Financial's share account and share certificate rates?

La Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is La Financial?

La Financial has total capital of $37.47 million. Full information on La Financial's financial position is located above.

Who owns La Financial?

Credit Unions are owned by their members.

Where are La Financial branches located?

See branch locations nearby.

Are La Financial ATMs Open 24/7?

Do La Financial ATMs accept cash deposits?

Can La Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does La Financial have a mobile app?

Does La Financial have mobile deposit?

Does La Financial have quick pay?

How can La Financial transfer money to other banks or credit unions?

Does La Financial report to credit bureaus?

Does La Financial use Chexsystems?

Does La Financial use Equifax?

What is La Financial's toll free phone number?

What is La Financial's ACH Routing Number?

What is La Financial's SWIFT code?

Where can I find La Financial's wire transfer form?

What is the La Financial address for deposits?

What Products Does La Financial Offer

Does La Financial offer mortgages?

Compare mortgage rates here.

Does La Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does La Financial offer auto and RV loans?

Compare auto loan rates here.

Does La Financial offer student loans or personal loans?

Compare personal loan rates here.

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