La Financial Federal Credit Union


P.o. Box 6015
Pasadena, CA 91102
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.40% 0.75% →
2-Year CD 0.60% 0.80% →
5-Year CD 1.00% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

La Financial is an NCUA insured institution located in Pasadena, CA. It was founded in 1937 and has approximately $520.06 millions in assets.

Who can join?

La Financial offers services to everyone who lives, works, worships, volunteers, or attends school in, or businesses or other legal entities in Los Angeles County, California.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2024
Date Established 1937
Assets $520.06 million
Loans $331.23 million
Deposits $472.58 million
Capital $44.83 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in, or businesses or other legal entities in Los Angeles County, California.

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.45% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.60% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.15% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LA FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 330511
3.166% 3.125% 0.50 $1,312 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are La Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

La Financial Locations

Climate Initiatives

LA FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

La Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of La Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
La Financial U.S. Average
0.90% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, La Financial had $405,153 in non-current loans and $6,939 in owned assets. To cover these potential losses it had $44,833,172 in net worth and $767,120 in loans loss reserves. That gives it a Texas Ratio of 0.90%.

Net Worth
La Financial U.S. Average
8.62% 12.22%

La Financial FCU has a net worth of 8.62% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About La Financial

Branches and Savings

What is La Financial?

A federal credit union, registered with the NCUA under certificate #2024.
Learn more about credit unions here.

Is La Financial FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. La Financial is insured by the NCUA.

Who can join La Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are La Financial's share account and share certificate rates?

La Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is La Financial?

La Financial has total capital of $44.83 million. Full information on La Financial's financial position is located above.

Who owns La Financial?

Credit Unions are owned by their members.

Where are La Financial branches located?

See branch locations nearby.

Are La Financial ATMs Open 24/7?

Do La Financial ATMs accept cash deposits?

Can La Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does La Financial have a mobile app?

Does La Financial have mobile deposit?

Does La Financial have quick pay?

How can La Financial transfer money to other banks or credit unions?

Does La Financial report to credit bureaus?

Does La Financial use Chexsystems?

Does La Financial use Equifax?

What is La Financial's toll free phone number?

What is La Financial's ACH Routing Number?

What is La Financial's SWIFT code?

Where can I find La Financial's wire transfer form?

What is the La Financial address for deposits?

What Products Does La Financial Offer

Does La Financial offer mortgages?

Compare mortgage rates here.

Does La Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does La Financial offer auto and RV loans?

Compare auto loan rates here.

Does La Financial offer student loans or personal loans?

Compare personal loan rates here.

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