La Loma

Headquarters

Po Box 906
Loma Linda, CA 92354
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

La Loma is an NCUA insured institution located in Loma Linda, CA. It was founded in 1955 and has approximately $98.65 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10351
Date Established 1955
Assets $98.65 million
Loans $47.36 million
Deposits $91.62 million
Capital $6.37 million
 

Field of Membership Restrictions

Membership is open to employees of Loma Linda University, Loma Linda University Medical Center, La Sierra University, the Southeastern California Conference of Seventh-Day Adventists, members of Seventh-day Adventist churches in Southeastern California Conference or the California Consumer Council and other select groups.

Deposit Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for La Loma

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Advertiser Disclosure

Loan Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LA LOMA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Zillow Home Loans, LLC
NMLS ID: 10287
3.226% 3.125% 1.00 $3,208 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
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0.000 %
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Note to LA LOMA
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Branches

Below are La Loma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


La Loma Locations


Financial Details

La Loma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of La Loma. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
La Loma U.S. Average
2.36% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, La Loma had $149,921 in non-current loans and $10,390 in owned assets. To cover these potential losses it had $6,366,423 in net worth and $429,505 in loans loss reserves. That gives it a Texas Ratio of 2.36%.

Net Worth
La Loma U.S. Average
6.79% 12.67%

La Loma FCU has a net worth of 6.79% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About La Loma

Branches and Savings

What is La Loma?

A federal credit union, registered with the NCUA under certificate #10351.
Learn more about credit unions here.

Is La Loma FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. La Loma is insured by the NCUA.

Who can join La Loma?

Please see Field of Membership information above for information on who is eligible to join.

What are La Loma's share account and share certificate rates?

La Loma's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is La Loma?

La Loma has total capital of $6.37 million. Full information on La Loma's financial position is located above.

Who owns La Loma?

Credit Unions are owned by their members.

Where are La Loma branches located?

See branch locations nearby.

Are La Loma ATMs Open 24/7?

Do La Loma ATMs accept cash deposits?

Can La Loma customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does La Loma have a mobile app?

Does La Loma have mobile deposit?

Does La Loma have quick pay?

How can La Loma transfer money to other banks or credit unions?

Does La Loma report to credit bureaus?

Does La Loma use Chexsystems?

Does La Loma use Equifax?

What is La Loma's toll free phone number?

What is La Loma's ACH Routing Number?

What is La Loma's SWIFT code?

Where can I find La Loma's wire transfer form?

What is the La Loma address for deposits?

What Products Does La Loma Offer

Does La Loma offer mortgages?

Compare mortgage rates here.

Does La Loma offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does La Loma offer auto and RV loans?

Compare auto loan rates here.

Does La Loma offer student loans or personal loans?

Compare personal loan rates here.

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