LAKE ERIE COMMUNITY

721 Rice Ave
Girard, PA 16417

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5951
Date Established 1948
Assets $5.48 million
Loans $2.71 million
Deposits $5.05 million
Capital $0.42 million

Lake Erie Community is an NCUA insured institution located in Girard, PA. It was founded in 1948 and has approximately $5.48 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Lake Erie Community

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There are currently no rates available for Lake Erie Community, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LAKE ERIE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

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Branches

Below are Lake Erie Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lake Erie Community Locations


Financial Details

Lake Erie Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lake Erie Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lake Erie Community U.S. Average
4.25% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Lake Erie Community had $18,303 in non-current loans and $0 in owned assets. To cover these potential losses it had $415,365 in net worth and $15,464 in loans loss reserves. That gives it a Texas Ratio of 4.25%.

Net Worth
Lake Erie Community U.S. Average
7.58% 13.47%

Lake Erie Community FCU has a net worth of 7.58% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lake Erie Community

Branches and Savings

What is Lake Erie Community?

A federal credit union, registered with the NCUA under certificate #5951.
Learn more about credit unions here.

Is Lake Erie Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lake Erie Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Lake Erie Community's share account and share certificate rates?

Lake Erie Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lake Erie Community?

Lake Erie Community has total capital of $0.42 million. Full information on Lake Erie Community's financial position is located above.

Who owns Lake Erie Community?

Credit Unions are owned by their members.

Where are Lake Erie Community branches located?

See branch locations nearby.

Are Lake Erie Community ATMs Open 24/7?

Do Lake Erie Community ATMs accept cash deposits?

Can Lake Erie Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lake Erie Community have a mobile app?

Does Lake Erie Community have mobile deposit?

Does Lake Erie Community have quick pay?

How can Lake Erie Community transfer money to other banks or credit unions?

Does Lake Erie Community report to credit bureaus?

Does Lake Erie Community use Chexsystems?

Does Lake Erie Community use Equifax?

What is Lake Erie Community's toll free phone number?

What is Lake Erie Community's ACH Routing Number?

What is Lake Erie Community's SWIFT code?

Where can I find Lake Erie Community's wire transfer form?

What is the Lake Erie Community address for deposits?

What Products Does Lake Erie Community Offer

Does Lake Erie Community offer mortgages?

Compare mortgage rates here.

Does Lake Erie Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lake Erie Community offer auto and RV loans?

Compare auto loan rates here.

Does Lake Erie Community offer student loans or personal loans?

Compare personal loan rates here.

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