LAMAR CIVIC

Headquarters

311 S. 5TH ST.
Lamar, CO 81052
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Lamar Civic is an NCUA insured institution located in Lamar, CO. It was founded in 1955 and has approximately $5.34 millions in assets.

NCUA Insured Yes
Charter Number # # 10246
Date Established 1955
Assets $5.34 million
Loans $2.41 million
Deposits $5.00 million
Capital $0.42 million
 

Deposit Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Lamar Civic

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Loan Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LAMAR CIVIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.557% 2.500% 0.75 $1,872 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to LAMAR CIVIC
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Branches

Below are Lamar Civic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lamar Civic Locations


Financial Details

Lamar Civic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lamar Civic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lamar Civic U.S. Average
3.22% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Lamar Civic had $16,175 in non-current loans and $0 in owned assets. To cover these potential losses it had $418,915 in net worth and $84,174 in loans loss reserves. That gives it a Texas Ratio of 3.22%.

Net Worth
Lamar Civic U.S. Average
7.69% 13.61%

Lamar Civic FCU has a net worth of 7.69% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lamar Civic

Branches and Savings

What is Lamar Civic?

A federal credit union, registered with the NCUA under certificate #10246.
Learn more about credit unions here.

Is Lamar Civic FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lamar Civic?

Please see Field of Membership information above for information on who is eligible to join.

What are Lamar Civic's share account and share certificate rates?

Lamar Civic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lamar Civic?

Lamar Civic has total capital of $0.42 million. Full information on Lamar Civic's financial position is located above.

Who owns Lamar Civic?

Credit Unions are owned by their members.

Where are Lamar Civic branches located?

See branch locations nearby.

Are Lamar Civic ATMs Open 24/7?

Do Lamar Civic ATMs accept cash deposits?

Can Lamar Civic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lamar Civic have a mobile app?

Does Lamar Civic have mobile deposit?

Does Lamar Civic have quick pay?

How can Lamar Civic transfer money to other banks or credit unions?

Does Lamar Civic report to credit bureaus?

Does Lamar Civic use Chexsystems?

Does Lamar Civic use Equifax?

What is Lamar Civic's toll free phone number?

What is Lamar Civic's ACH Routing Number?

What is Lamar Civic's SWIFT code?

Where can I find Lamar Civic's wire transfer form?

What is the Lamar Civic address for deposits?

What Products Does Lamar Civic Offer

Does Lamar Civic offer mortgages?

Compare mortgage rates here.

Does Lamar Civic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lamar Civic offer auto and RV loans?

Compare auto loan rates here.

Does Lamar Civic offer student loans or personal loans?

Compare personal loan rates here.

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