Lampco

Headquarters

5411 Dr Martin Luther King Jr Blvd
Anderson, IN 46013
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 0.70% →
1-Year CD 0.10% 0.75% →
2-Year CD 0.25% 0.81% →
5-Year CD 0.90% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Lampco is an NCUA insured institution located in Anderson, IN. It was founded in 1962 and has approximately $63.03 millions in assets.

NCUA Insured Yes
Charter Number # # 15248
Date Established 1962
Assets $63.03 million
Loans $33.42 million
Deposits $60.00 million
Capital $4.36 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or volunteer in Madison County, Indiana.

Deposit Rates - January 25, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.03% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.05% $10,000 $14,999 Learn More
6 Mo CD
0.05% $100,000 $199,999 Learn More
Special: 12 Mo CD
0.10% $500 - Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.55% $10,000 $14,999 Learn More
48 Mo CD
0.55% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $499 Learn MoreShow Less

Loan Rates - January 25, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LAMPCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.576% 2.500% 1.00 $2,500 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to LAMPCO
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Lampco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lampco Locations


Financial Details

Lampco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lampco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lampco U.S. Average
4.79% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Lampco had $210,917 in non-current loans and $11,865 in owned assets. To cover these potential losses it had $4,360,137 in net worth and $288,427 in loans loss reserves. That gives it a Texas Ratio of 4.79%.

Net Worth
Lampco U.S. Average
7.16% 12.91%

Lampco FCU has a net worth of 7.16% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lampco

Branches and Savings

What is Lampco?

A credit union, registered with the NCUA under certificate #15248.
Learn more about credit unions here.

Is Lampco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lampco?

Please see Field of Membership information above for information on who is eligible to join.

What are Lampco's share account and share certificate rates?

Lampco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lampco?

Lampco has total capital of $4.36 million. Full information on Lampco's financial position is located above.

Who owns Lampco?

Credit Unions are owned by their members.

Where are Lampco branches located?

See branch locations nearby.

Are Lampco ATMs Open 24/7?

Do Lampco ATMs accept cash deposits?

Can Lampco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lampco have a mobile app?

Does Lampco have mobile deposit?

Does Lampco have quick pay?

How can Lampco transfer money to other banks or credit unions?

Does Lampco report to credit bureaus?

Does Lampco use Chexsystems?

Does Lampco use Equifax?

What is Lampco's toll free phone number?

What is Lampco's ACH Routing Number?

What is Lampco's SWIFT code?

Where can I find Lampco's wire transfer form?

What is the Lampco address for deposits?

What Products Does Lampco Offer

Does Lampco offer mortgages?

Compare mortgage rates here.

Does Lampco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lampco offer auto and RV loans?

Compare auto loan rates here.

Does Lampco offer student loans or personal loans?

Compare personal loan rates here.

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