Latino Community Credit Union
Headquarters
100 W Morgan St
Durham, NC 27701
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2024 Overview
General Credit Union Information
Latino Community is an NCUA insured institution located in Durham, NC. It was founded in 2000 and has approximately $1030.45 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68430 |
| Date Established | 2000 |
| Assets | $1,030.45 million |
| Loans | $855.19 million |
| Deposits | $742.58 million |
| Capital | $229.36 million |
Field of Membership Restrictions
Membership in Latino Credit Union is open to anyone by joining the Latino Community Development Center ($20 family membership fee).
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.15% | $10 | - |
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|
|
Money Market
|
2.79% | $500 | - |
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|
|
Money Market
|
2.79% | $1,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.60% | $500 | $99,999 |
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|
| 6 Mo CD
|
5.00% | $100,000 | $199,999 |
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|
| 6 Months Jumbo
|
5.10% | $200,000 | - |
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|
| 12 Mo CD
|
4.70% | $500 | $99,999 |
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|
| 12 Mo CD
|
4.90% | $100,000 | $199,999 |
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|
| 12 Months Jumbo
|
5.00% | $200,000 | - |
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|
| 18 Mo CD
|
4.30% | $500 | $99,999 |
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|
| 18 Mo CD
|
4.70% | $100,000 | $199,999 |
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|
| 18 Months Jumbo
|
4.75% | $200,000 | - |
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|
| 24 Mo CD
|
4.30% | $500 | $99,999 |
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|
| 24 Mo CD
|
4.50% | $100,000 | $199,999 |
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|
| 24 Months Jumbo
|
4.80% | $200,000 | - |
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|
| 36 Mo CD
|
3.80% | $500 | $99,999 |
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|
| 36 Mo CD
|
3.90% | $100,000 | $199,999 |
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|
| 36 Months Jumbo
|
4.20% | $200,000 | - |
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|
| 48 Mo CD
|
3.40% | $500 | $99,999 |
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|
| 48 Mo CD
|
3.75% | $100,000 | $199,999 |
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|
| 48 Months Jumbo
|
3.75% | $200,000 | - |
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|
| 60 Mo CD
|
3.50% | $500 | $99,999 |
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|
| 60 Mo CD
|
3.75% | $100,000 | $199,999 |
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|
| 60 Months Jumbo
|
3.75% | $200,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.10% | $0 | - | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Latino Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.584% | 6.500% | 0.88 | $2,803 | $2,023 | Learn More |
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Latino Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Latino Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
LATINO COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Latino Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Latino Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Latino Community | U.S. Average |
|---|---|
| 6.94% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Latino Community had $16,017,622 in non-current loans and $339,022 in owned assets. To cover these potential losses it had $229,361,762 in net worth and $6,469,669 in loans loss reserves. That gives it a Texas Ratio of 6.94%.
Net Worth
| Latino Community | U.S. Average |
|---|---|
| 22.26% | 13.62% |
Latino Community FCU has a net worth of 22.26% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Latino Community
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