103 Mangum St
Florence, AL 35630
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Lauderdale County Teachers is an NCUA insured institution located in Florence, AL. It was founded in 1956 and has approximately $38.44 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61944 |
| Date Established | 1956 |
| Assets | $38.44 million |
| Loans | $12.62 million |
| Deposits | $33.31 million |
| Capital | $4.79 million |
Your Current Location: New York, NY 10116
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Your Current Location: New York, NY 10116
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Below are Lauderdale County Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 828.48 | A | View Lobby Hours |
LAUDERDALE COUNTY TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Lauderdale County Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Lauderdale County Teachers | U.S. Average |
|---|---|
| 5.00% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Lauderdale County Teachers had $241,483 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,785,330 in net worth and $46,990 in loans loss reserves. That gives it a Texas Ratio of 5.00%.
| Lauderdale County Teachers | U.S. Average |
|---|---|
| 12.45% | 14.48% |
Lauderdale County Teachers FCU has a net worth of 12.45% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 27, 2026
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