Liberty Savings


666 Newark Avenue
Jersey City, NJ 07306
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Liberty Savings is an NCUA insured institution located in Jersey City, NJ. It was founded in 1951 and has approximately $117.52 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7184
Date Established 1951
Assets $117.52 million
Loans $52.70 million
Deposits $102.98 million
Capital $13.68 million

Field of Membership Restrictions

Membership in Liberty Savings Federal Credit Union is open to the following: (1) those who live, work, worship, or attend school in Hudson County in New Jersey; (2) employees of H M International Transportation, Jersey City Medical Center, Munchkin Village and over 100 Select Employer Groups.

Deposit Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Liberty Savings

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Loan Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LIBERTY SAVINGS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.677% 2.625% 0.63 $1,708 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.581% 2.500% 0.63 $2,668 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Liberty Savings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Liberty Savings Locations

Financial Details

Liberty Savings Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Liberty Savings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Liberty Savings U.S. Average
4.23% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Liberty Savings had $615,379 in non-current loans and $0 in owned assets. To cover these potential losses it had $13,679,008 in net worth and $859,992 in loans loss reserves. That gives it a Texas Ratio of 4.23%.

Net Worth
Liberty Savings U.S. Average
11.63% 12.67%

Liberty Savings FCU has a net worth of 11.63% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Liberty Savings

Branches and Savings

What is Liberty Savings?

A federal credit union, registered with the NCUA under certificate #7184.
Learn more about credit unions here.

Is Liberty Savings FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Liberty Savings is insured by the NCUA.

Who can join Liberty Savings?

Please see Field of Membership information above for information on who is eligible to join.

What are Liberty Savings's share account and share certificate rates?

Liberty Savings's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Liberty Savings?

Liberty Savings has total capital of $13.68 million. Full information on Liberty Savings's financial position is located above.

Who owns Liberty Savings?

Credit Unions are owned by their members.

Where are Liberty Savings branches located?

See branch locations nearby.

Are Liberty Savings ATMs Open 24/7?

Do Liberty Savings ATMs accept cash deposits?

Can Liberty Savings customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Liberty Savings have a mobile app?

Does Liberty Savings have mobile deposit?

Does Liberty Savings have quick pay?

How can Liberty Savings transfer money to other banks or credit unions?

Does Liberty Savings report to credit bureaus?

Does Liberty Savings use Chexsystems?

Does Liberty Savings use Equifax?

What is Liberty Savings's toll free phone number?

What is Liberty Savings's ACH Routing Number?

What is Liberty Savings's SWIFT code?

Where can I find Liberty Savings's wire transfer form?

What is the Liberty Savings address for deposits?

What Products Does Liberty Savings Offer

Does Liberty Savings offer mortgages?

Compare mortgage rates here.

Does Liberty Savings offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Liberty Savings offer auto and RV loans?

Compare auto loan rates here.

Does Liberty Savings offer student loans or personal loans?

Compare personal loan rates here.

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