LIBERTY SAVINGS

666 Newark Avenue
Jersey City, NJ 07306

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7184
Date Established 1951
Assets $94.99 million
Loans $46.31 million
Deposits $82.37 million
Capital $11.65 million

Liberty Savings is an NCUA insured institution located in Jersey City, NJ. It was founded in 1951 and has approximately $94.99 millions in assets.

Field of Membership Restrictions

Membership in Liberty Savings Federal Credit Union is open to the following: (1) those who live, work, worship, or attend school in Hudson County in New Jersey; (2) employees of H M International Transportation, Jersey City Medical Center, Munchkin Village and over 100 Select Employer Groups.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Liberty Savings

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Liberty Savings
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There are currently no rates available for Liberty Savings, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LIBERTY SAVINGS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to LIBERTY SAVINGS
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Branches

Below are Liberty Savings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Liberty Savings Locations


Financial Details

Liberty Savings Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Liberty Savings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Liberty Savings U.S. Average
5.81% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Liberty Savings had $772,000 in non-current loans and $0 in owned assets. To cover these potential losses it had $11,650,831 in net worth and $1,637,981 in loans loss reserves. That gives it a Texas Ratio of 5.81%.

Net Worth
Liberty Savings U.S. Average
12.26% 13.47%

Liberty Savings FCU has a net worth of 12.26% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Liberty Savings

Branches and Savings

What is Liberty Savings?

A federal credit union, registered with the NCUA under certificate #7184.
Learn more about credit unions here.

Is Liberty Savings FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Liberty Savings?

Please see Field of Membership information above for information on who is eligible to join.

What are Liberty Savings's share account and share certificate rates?

Liberty Savings's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Liberty Savings?

Liberty Savings has total capital of $11.65 million. Full information on Liberty Savings's financial position is located above.

Who owns Liberty Savings?

Credit Unions are owned by their members.

Where are Liberty Savings branches located?

See branch locations nearby.

Are Liberty Savings ATMs Open 24/7?

Do Liberty Savings ATMs accept cash deposits?

Can Liberty Savings customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Liberty Savings have a mobile app?

Does Liberty Savings have mobile deposit?

Does Liberty Savings have quick pay?

How can Liberty Savings transfer money to other banks or credit unions?

Does Liberty Savings report to credit bureaus?

Does Liberty Savings use Chexsystems?

Does Liberty Savings use Equifax?

What is Liberty Savings's toll free phone number?

What is Liberty Savings's ACH Routing Number?

What is Liberty Savings's SWIFT code?

Where can I find Liberty Savings's wire transfer form?

What is the Liberty Savings address for deposits?

What Products Does Liberty Savings Offer

Does Liberty Savings offer mortgages?

Compare mortgage rates here.

Does Liberty Savings offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Liberty Savings offer auto and RV loans?

Compare auto loan rates here.

Does Liberty Savings offer student loans or personal loans?

Compare personal loan rates here.

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