Louise Mills


12 Merrimac Sq
Merrimac, MA 01860
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Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Louise Mills is an NCUA insured institution located in Merrimac, MA. It was founded in 1963 and has approximately $9.74 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15611
Date Established 1963
Assets $9.74 million
Loans $7.07 million
Deposits $8.66 million
Capital $1.05 million

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Louise Mills

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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for LOUISE MILLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Louise Mills branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Louise Mills Locations

Financial Details

Louise Mills Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Louise Mills. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Louise Mills U.S. Average
0.98% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Louise Mills had $10,611 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,052,806 in net worth and $25,126 in loans loss reserves. That gives it a Texas Ratio of 0.98%.

Net Worth
Louise Mills U.S. Average
10.81% 12.67%

Louise Mills FCU has a net worth of 10.81% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Louise Mills

Branches and Savings

What is Louise Mills?

A federal credit union, registered with the NCUA under certificate #15611.
Learn more about credit unions here.

Is Louise Mills FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Louise Mills is insured by the NCUA.

Who can join Louise Mills?

Please see Field of Membership information above for information on who is eligible to join.

What are Louise Mills's share account and share certificate rates?

Louise Mills's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Louise Mills?

Louise Mills has total capital of $1.05 million. Full information on Louise Mills's financial position is located above.

Who owns Louise Mills?

Credit Unions are owned by their members.

Where are Louise Mills branches located?

See branch locations nearby.

Are Louise Mills ATMs Open 24/7?

Do Louise Mills ATMs accept cash deposits?

Can Louise Mills customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Louise Mills have a mobile app?

Does Louise Mills have mobile deposit?

Does Louise Mills have quick pay?

How can Louise Mills transfer money to other banks or credit unions?

Does Louise Mills report to credit bureaus?

Does Louise Mills use Chexsystems?

Does Louise Mills use Equifax?

What is Louise Mills's toll free phone number?

What is Louise Mills's ACH Routing Number?

What is Louise Mills's SWIFT code?

Where can I find Louise Mills's wire transfer form?

What is the Louise Mills address for deposits?

What Products Does Louise Mills Offer

Does Louise Mills offer mortgages?

Compare mortgage rates here.

Does Louise Mills offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Louise Mills offer auto and RV loans?

Compare auto loan rates here.

Does Louise Mills offer student loans or personal loans?

Compare personal loan rates here.

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