LOWLAND

622 W 1st North St
Morristown, TN 37814

Notable Rates APY Vs.Others
Savings 0.12% 2.25% →
1-Year CD 1.76% 2.25% →
2-Year CD 2.17% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Lowland is an NCUA insured institution located in Morristown, TN. It was founded in 1953 and has approximately $101.59 millions in assets.

NCUA Insured Yes
Charter Number # # 60527
Date Established 1953
Assets $101.59 million
Loans $55.51 million
Deposits $92.85 million
Capital $8.21 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Hamblen, Jefferson, Grainger, or Cocke Counties and Greenville, Tennessee.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,501 $10,000 Learn MoreShow Less
Money Market
0.20% $10,001 $25,000 Learn MoreShow Less
Money Market
0.75% $25,001 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.76% $5,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $1,000 - Learn MoreShow Less
6 Mo CD
0.75% $5,000 - Learn MoreShow Less
12 Mo CD
1.76% $5,000 - Learn MoreShow Less
18 Mo CD
2.02% $5,000 - Learn MoreShow Less
24 Mo CD
2.17% $5,000 - Learn MoreShow Less
36 Mo CD
2.12% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LOWLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to LOWLAND
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Lowland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Lowland Locations


Financial Details

Lowland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lowland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lowland U.S. Average
10.31% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Lowland had $751,539 in non-current loans and $149,147 in owned assets. To cover these potential losses it had $8,208,142 in net worth and $526,272 in loans loss reserves. That gives it a Texas Ratio of 10.31%.

Net Worth
Lowland U.S. Average
8.07% 13.65%

Lowland FCU has a net worth of 8.07% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lowland

Branches and Savings

What is Lowland?

A federal credit union, registered with the NCUA under certificate #60527.
Learn more about credit unions here.

Is Lowland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lowland?

Please see Field of Membership information above for information on who is eligible to join.

What are Lowland's share account and share certificate rates?

Lowland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lowland?

Lowland has total capital of $8.21 million. Full information on Lowland's financial position is located above.

Who owns Lowland?

Credit Unions are owned by their members.

Where are Lowland branches located?

See branch locations nearby.

Are Lowland ATMs Open 24/7?

Do Lowland ATMs accept cash deposits?

Can Lowland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lowland have a mobile app?

Does Lowland have mobile deposit?

Does Lowland have quick pay?

How can Lowland transfer money to other banks or credit unions?

Does Lowland report to credit bureaus?

Does Lowland use Chexsystems?

Does Lowland use Equifax?

What is Lowland's toll free phone number?

What is Lowland's ACH Routing Number?

What is Lowland's SWIFT code?

Where can I find Lowland's wire transfer form?

What is the Lowland address for deposits?

What Products Does Lowland Offer

Does Lowland offer mortgages?

Compare mortgage rates here.

Does Lowland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lowland offer auto and RV loans?

Compare auto loan rates here.

Does Lowland offer student loans or personal loans?

Compare personal loan rates here.

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