Manchester Municipal


479 Main Str
Manchester, CT 06040
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Manchester Municipal is an NCUA insured institution located in Manchester, CT. It was founded in 1960 and has approximately $29.79 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13602
Date Established 1960
Assets $29.79 million
Loans $16.72 million
Deposits $27.16 million
Capital $2.56 million

Deposit Rates - September 18, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Manchester Municipal

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Note to Manchester Municipal
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Loan Rates - September 18, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for MANCHESTER MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.808% 2.750% -0.25 $1,875 $1,021 Learn More
NMLS ID: 7147
License#: 4130937
2.718% 2.625% 0.88 $3,042 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Manchester Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Manchester Municipal Locations

Financial Details

Manchester Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Manchester Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Manchester Municipal U.S. Average
3.61% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Manchester Municipal had $96,949 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,562,401 in net worth and $125,904 in loans loss reserves. That gives it a Texas Ratio of 3.61%.

Net Worth
Manchester Municipal U.S. Average
8.6% 12.20%

Manchester Municipal FCU has a net worth of 8.6% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Manchester Municipal

Branches and Savings

What is Manchester Municipal?

A federal credit union, registered with the NCUA under certificate #13602.
Learn more about credit unions here.

Is Manchester Municipal FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Manchester Municipal is insured by the NCUA.

Who can join Manchester Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are Manchester Municipal's share account and share certificate rates?

Manchester Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Manchester Municipal?

Manchester Municipal has total capital of $2.56 million. Full information on Manchester Municipal's financial position is located above.

Who owns Manchester Municipal?

Credit Unions are owned by their members.

Where are Manchester Municipal branches located?

See branch locations nearby.

Are Manchester Municipal ATMs Open 24/7?

Do Manchester Municipal ATMs accept cash deposits?

Can Manchester Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Manchester Municipal have a mobile app?

Does Manchester Municipal have mobile deposit?

Does Manchester Municipal have quick pay?

How can Manchester Municipal transfer money to other banks or credit unions?

Does Manchester Municipal report to credit bureaus?

Does Manchester Municipal use Chexsystems?

Does Manchester Municipal use Equifax?

What is Manchester Municipal's toll free phone number?

What is Manchester Municipal's ACH Routing Number?

What is Manchester Municipal's SWIFT code?

Where can I find Manchester Municipal's wire transfer form?

What is the Manchester Municipal address for deposits?

What Products Does Manchester Municipal Offer

Does Manchester Municipal offer mortgages?

Compare mortgage rates here.

Does Manchester Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Manchester Municipal offer auto and RV loans?

Compare auto loan rates here.

Does Manchester Municipal offer student loans or personal loans?

Compare personal loan rates here.

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