Mcneese

Headquarters

P.o. Box 90740
Lake Charles, LA 70609
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Mcneese is an NCUA insured institution located in Lake Charles, LA. It was founded in 1958 and has approximately $17.62 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12571
Date Established 1958
Assets $17.62 million
Loans $3.19 million
Deposits $15.37 million
Capital $2.21 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Mcneese

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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for MCNEESE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Branches

Below are Mcneese branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Mcneese Locations


Financial Details

Mcneese Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mcneese. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mcneese U.S. Average
0.25% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Mcneese had $5,536 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,212,568 in net worth and $18,737 in loans loss reserves. That gives it a Texas Ratio of 0.25%.

Net Worth
Mcneese U.S. Average
12.55% 12.67%

Mcneese FCU has a net worth of 12.55% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mcneese

Branches and Savings

What is Mcneese?

A federal credit union, registered with the NCUA under certificate #12571.
Learn more about credit unions here.

Is Mcneese FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Mcneese is insured by the NCUA.

Who can join Mcneese?

Please see Field of Membership information above for information on who is eligible to join.

What are Mcneese's share account and share certificate rates?

Mcneese's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mcneese?

Mcneese has total capital of $2.21 million. Full information on Mcneese's financial position is located above.

Who owns Mcneese?

Credit Unions are owned by their members.

Where are Mcneese branches located?

See branch locations nearby.

Are Mcneese ATMs Open 24/7?

Do Mcneese ATMs accept cash deposits?

Can Mcneese customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mcneese have a mobile app?

Does Mcneese have mobile deposit?

Does Mcneese have quick pay?

How can Mcneese transfer money to other banks or credit unions?

Does Mcneese report to credit bureaus?

Does Mcneese use Chexsystems?

Does Mcneese use Equifax?

What is Mcneese's toll free phone number?

What is Mcneese's ACH Routing Number?

What is Mcneese's SWIFT code?

Where can I find Mcneese's wire transfer form?

What is the Mcneese address for deposits?

What Products Does Mcneese Offer

Does Mcneese offer mortgages?

Compare mortgage rates here.

Does Mcneese offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mcneese offer auto and RV loans?

Compare auto loan rates here.

Does Mcneese offer student loans or personal loans?

Compare personal loan rates here.

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