MEMBERS 1ST

4702 MATTIS RD
Saint Louis, MO 63128

Notable Rates APY Vs.Others
Savings 0.15% 1.90% →
1-Year CD 0.85% 1.90% →
2-Year CD 0.85% 1.95% →
5-Year CD 1.00% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Members 1st is an NCUA insured institution located in Saint Louis, MO. It was founded in 1951 and has approximately $48.21 millions in assets.

NCUA Insured Yes
Charter Number # # 67770
Date Established 1951
Assets $48.21 million
Loans $32.98 million
Deposits $43.47 million
Capital $4.34 million
 

Deposit Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.80% $2,500 $19,999 Learn MoreShow Less
Money Market
0.90% $20,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.80% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.55% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.85% $1,000 - Learn MoreShow Less

Loan Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBERS 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

Note to MEMBERS 1ST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Members 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Members 1st Locations


Financial Details

Members 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members 1st U.S. Average
1.27% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Members 1st had $55,842 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,338,661 in net worth and $66,416 in loans loss reserves. That gives it a Texas Ratio of 1.27%.

Net Worth
Members 1st U.S. Average
9% 13.65%

Members 1st FCU has a net worth of 9% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members 1st

Branches and Savings

What is Members 1st?

A federal credit union, registered with the NCUA under certificate #67770.
Learn more about credit unions here.

Is Members 1st FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Members 1st?

Please see Field of Membership information above for information on who is eligible to join.

What are Members 1st's share account and share certificate rates?

Members 1st's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members 1st?

Members 1st has total capital of $4.34 million. Full information on Members 1st's financial position is located above.

Who owns Members 1st?

Credit Unions are owned by their members.

Where are Members 1st branches located?

See branch locations nearby.

Are Members 1st ATMs Open 24/7?

Do Members 1st ATMs accept cash deposits?

Can Members 1st customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members 1st have a mobile app?

Does Members 1st have mobile deposit?

Does Members 1st have quick pay?

How can Members 1st transfer money to other banks or credit unions?

Does Members 1st report to credit bureaus?

Does Members 1st use Chexsystems?

Does Members 1st use Equifax?

What is Members 1st's toll free phone number?

What is Members 1st's ACH Routing Number?

What is Members 1st's SWIFT code?

Where can I find Members 1st's wire transfer form?

What is the Members 1st address for deposits?

What Products Does Members 1st Offer

Does Members 1st offer mortgages?

Compare mortgage rates here.

Does Members 1st offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members 1st offer auto and RV loans?

Compare auto loan rates here.

Does Members 1st offer student loans or personal loans?

Compare personal loan rates here.

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