MEMBERS FINANCIAL

PO BOX 9609
Midland, TX 79708

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4020
Date Established 1940
Assets $33.56 million
Loans $20.68 million
Deposits $30.63 million
Capital $2.42 million

Members Financial is an NCUA insured institution located in Midland, TX. It was founded in 1940 and has approximately $33.56 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Midland County or Ector County.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $2,000 $4,999 Learn MoreShow Less
Money Market
0.10% $5,000 $29,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $49,999 Learn MoreShow Less
6 Mo CD
0.25% $50,000 - Learn MoreShow Less
12 Mo CD
0.30% $10,000 $49,999 Learn MoreShow Less
12 Mo CD
0.40% $50,000 - Learn MoreShow Less
24 Mo CD
0.45% $10,000 $49,999 Learn MoreShow Less
24 Mo CD
0.55% $50,000 - Learn MoreShow Less
36 Mo CD
0.95% $1,000 $49,999 Learn MoreShow Less
36 Mo CD
1.11% $50,000 - Learn MoreShow Less
48 Mo CD
1.05% $1,000 $49,999 Learn MoreShow Less
60 Mo CD
1.44% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $100 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MEMBERS FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to MEMBERS FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Members Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Members Financial Locations


Financial Details

Members Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members Financial U.S. Average
18.62% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Members Financial had $466,287 in non-current loans and $30,635 in owned assets. To cover these potential losses it had $2,416,999 in net worth and $252,252 in loans loss reserves. That gives it a Texas Ratio of 18.62%.

Net Worth
Members Financial U.S. Average
7.2% 13.47%

Members Financial FCU has a net worth of 7.2% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members Financial

Branches and Savings

What is Members Financial?

A federal credit union, registered with the NCUA under certificate #4020.
Learn more about credit unions here.

Is Members Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Members Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Members Financial's share account and share certificate rates?

Members Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members Financial?

Members Financial has total capital of $2.42 million. Full information on Members Financial's financial position is located above.

Who owns Members Financial?

Credit Unions are owned by their members.

Where are Members Financial branches located?

See branch locations nearby.

Are Members Financial ATMs Open 24/7?

Do Members Financial ATMs accept cash deposits?

Can Members Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members Financial have a mobile app?

Does Members Financial have mobile deposit?

Does Members Financial have quick pay?

How can Members Financial transfer money to other banks or credit unions?

Does Members Financial report to credit bureaus?

Does Members Financial use Chexsystems?

Does Members Financial use Equifax?

What is Members Financial's toll free phone number?

What is Members Financial's ACH Routing Number?

What is Members Financial's SWIFT code?

Where can I find Members Financial's wire transfer form?

What is the Members Financial address for deposits?

What Products Does Members Financial Offer

Does Members Financial offer mortgages?

Compare mortgage rates here.

Does Members Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members Financial offer auto and RV loans?

Compare auto loan rates here.

Does Members Financial offer student loans or personal loans?

Compare personal loan rates here.

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