Members Financial


Po Box 9609
Midland, TX 79708
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.40% 0.70% →
2-Year CD 0.55% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Members Financial is an NCUA insured institution located in Midland, TX. It was founded in 1940 and has approximately $33.32 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4020
Date Established 1940
Assets $33.32 million
Loans $14.80 million
Deposits $30.40 million
Capital $2.58 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Midland County or Ector County.

Deposit Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 - Learn More
36 Mo CD
1.00% $100,000 - Learn More
48 Mo CD
1.00% $10,000 - Learn More
60 Mo CD
1.00% $10,000 - Learn More

Loan Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBERS FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.464% 2.375% 0.75 $2,972 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.349% 3.250% 0.75 $3,125 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Members Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Members Financial Locations

Financial Details

Members Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members Financial U.S. Average
15.73% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Members Financial had $398,508 in non-current loans and $30,635 in owned assets. To cover these potential losses it had $2,578,578 in net worth and $149,149 in loans loss reserves. That gives it a Texas Ratio of 15.73%.

Net Worth
Members Financial U.S. Average
7.73% 12.20%

Members Financial FCU has a net worth of 7.73% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members Financial

Branches and Savings

What is Members Financial?

A federal credit union, registered with the NCUA under certificate #4020.
Learn more about credit unions here.

Is Members Financial FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Members Financial is insured by the NCUA.

Who can join Members Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Members Financial's share account and share certificate rates?

Members Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members Financial?

Members Financial has total capital of $2.58 million. Full information on Members Financial's financial position is located above.

Who owns Members Financial?

Credit Unions are owned by their members.

Where are Members Financial branches located?

See branch locations nearby.

Are Members Financial ATMs Open 24/7?

Do Members Financial ATMs accept cash deposits?

Can Members Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members Financial have a mobile app?

Does Members Financial have mobile deposit?

Does Members Financial have quick pay?

How can Members Financial transfer money to other banks or credit unions?

Does Members Financial report to credit bureaus?

Does Members Financial use Chexsystems?

Does Members Financial use Equifax?

What is Members Financial's toll free phone number?

What is Members Financial's ACH Routing Number?

What is Members Financial's SWIFT code?

Where can I find Members Financial's wire transfer form?

What is the Members Financial address for deposits?

What Products Does Members Financial Offer

Does Members Financial offer mortgages?

Compare mortgage rates here.

Does Members Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members Financial offer auto and RV loans?

Compare auto loan rates here.

Does Members Financial offer student loans or personal loans?

Compare personal loan rates here.

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