MEMBERSOWN

Headquarters

1391 S 33RD ST
Lincoln, NE 68510
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.65% 1.05% →
2-Year CD 0.75% 1.11% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Membersown is an NCUA insured institution located in Lincoln, NE. It was founded in 1984 and has approximately $99.8 millions in assets.

NCUA Insured Yes
Charter Number # # 66268
Date Established 1984
Assets $99.80 million
Loans $50.34 million
Deposits $88.75 million
Capital $9.97 million
 

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, do business, attend school or worship in Gage or Lancaster Counties in Nebraska.

Deposit Rates - August 12, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 12, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MEMBERSOWN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to MEMBERSOWN
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Membersown branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Membersown Locations


Financial Details

Membersown Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Membersown. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Membersown U.S. Average
1.63% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Membersown had $111,787 in non-current loans and $56,412 in owned assets. To cover these potential losses it had $9,970,091 in net worth and $372,423 in loans loss reserves. That gives it a Texas Ratio of 1.63%.

Net Worth
Membersown U.S. Average
9.98% 13.61%

Membersown FCU has a net worth of 9.98% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Membersown

Branches and Savings

What is Membersown?

A federal credit union, registered with the NCUA under certificate #66268.
Learn more about credit unions here.

Is Membersown FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Membersown?

Please see Field of Membership information above for information on who is eligible to join.

What are Membersown's share account and share certificate rates?

Membersown's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Membersown?

Membersown has total capital of $9.97 million. Full information on Membersown's financial position is located above.

Who owns Membersown?

Credit Unions are owned by their members.

Where are Membersown branches located?

See branch locations nearby.

Are Membersown ATMs Open 24/7?

Do Membersown ATMs accept cash deposits?

Can Membersown customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Membersown have a mobile app?

Does Membersown have mobile deposit?

Does Membersown have quick pay?

How can Membersown transfer money to other banks or credit unions?

Does Membersown report to credit bureaus?

Does Membersown use Chexsystems?

Does Membersown use Equifax?

What is Membersown's toll free phone number?

What is Membersown's ACH Routing Number?

What is Membersown's SWIFT code?

Where can I find Membersown's wire transfer form?

What is the Membersown address for deposits?

What Products Does Membersown Offer

Does Membersown offer mortgages?

Compare mortgage rates here.

Does Membersown offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Membersown offer auto and RV loans?

Compare auto loan rates here.

Does Membersown offer student loans or personal loans?

Compare personal loan rates here.

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