Meridian Postal Federal Credit Union

Headquarters

P O Box 654
Meridian, MS 39302
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Meridian Postal is an NCUA insured institution located in Meridian, MS. It was founded in 1932 and has approximately $4.8 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24894
Date Established 1932
Assets $4.80 million
Loans $0.94 million
Deposits $3.78 million
Capital $1.02 million
 

Deposit Rates - September 18, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Meridian Postal

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Loan Rates - September 18, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Meridian Postal

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Meridian Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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New York City,New York


Meridian Postal Locations around zip code 10116


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Climate Policy and Initiatives

MERIDIAN POSTAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Meridian Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Meridian Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Meridian Postal U.S. Average
4.63% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Meridian Postal had $48,709 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,016,622 in net worth and $36,314 in loans loss reserves. That gives it a Texas Ratio of 4.63%.

Net Worth
Meridian Postal U.S. Average
21.17% 14.48%

Meridian Postal FCU has a net worth of 21.17% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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